0860 627 627 (Call Centre) / 011 554 2700  (Reception) 

  info@ncr.org.za / complaints@ncr.org.za / workshops@ncr.org.za

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WELCOME TO THE NATIONAL CREDIT REGULATOR

The National Credit Regulator (NCR) was established as the regulator for the South African credit industry by the National Credit Act (34 of 2005) (NCA). It is tasked with consumer education, research, policy development, registration of industry participants, investigation of complaints and enforcement of the NCA.

The NCA requires the NCR to promote the development of an accessible credit market, particularly to address the needs of historically disadvantaged persons, low income persons, and remote, isolated or low density communities.

The NCR registers and ensures compliance to the NCA by the following industry participants: credit providers, credit bureaus, debt counsellors, alternative dispute resolution agents and payment distribution agents.

WELCOME TO THE NATIONAL CREDIT REGULATOR

The National Credit Regulator (NCR) was established as the regulator for the South African credit industry by the National Credit Act (34 of 2005) (NCA). It is tasked with consumer education, research, policy development, registration of industry participants, investigation of complaints and enforcement of the NCA.

The NCA requires the NCR to promote the development of an accessible credit market, particularly to address the needs of historically disadvantaged persons, low income persons, and remote, isolated or low density communities.

The NCR registers and ensures compliance to the NCA by the following industry participants: credit providers, credit bureaus, debt counsellors, alternative dispute resolution agents and payment distribution agents.

Consumer Credit Market Report (CCMR)

Consumer Credit Market Report - Fourth Quarter | December 2024

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2024Q4
 

Consumer Credit Market Report - Third Quarter | September 2024

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2024Q3
 

Consumer Credit Market Report - Second Quarter | June 2024

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2024Q2
 

Consumer Credit Market Report - First Quarter | March 2024

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2024Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2023

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2023Q4
 

Consumer Credit Market Report - Third Quarter | September 2023

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2023Q3
 

Consumer Credit Market Report - Second Quarter | June 2023

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2023Q2
 

Consumer Credit Market Report - First Quarter | March 2023

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2023Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2022

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2022Q4
 

Consumer Credit Market Report - Third Quarter | September 2022

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2022Q3
 

Consumer Credit Market Report - Second Quarter | June 2022

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2022Q2
 

Consumer Credit Market Report - First Quarter | March 2022

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR CCMR Web-Dataset 2007Q4 to 2022Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2021

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2021Q4
 

Consumer Credit Market Report - Third Quarter | September 2021

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2021Q3
 

Consumer Credit Market Report - Second Quarter | June 2021

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2021Q2.xlsx
 

Consumer Credit Market Report - First Quarter | March 2021

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2021Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2020

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2020Q4
 

Consumer Credit Market Report - Third Quarter | September 2020

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2020Q3
 

Consumer Credit Market Report - Second Quarter | June 2020

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2020Q2
 

Consumer Credit Market Report - Fourth Quarter | December 2019

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2019Q4
 

Consumer Credit Market Report - Third Quarter | September 2019

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2019Q3
 

Consumer Credit Market Report - Second Quarter | June 2019

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. CCMR Web-Dataset 2007Q4 to 2019Q2
 

Consumer Credit Market Report - First Quarter | March 2019

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006..
  2. CCMR Web-Dataset 2007Q4 to 2019Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2018

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006..
  2. CCMR Web-Dataset 2007Q4 to 2018Q4
 

Consumer Credit Market Report - Third Quarter | September 2018

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007Q4 to 2018Q3
 

Consumer Credit Market Report - Second Quarter | June 2018

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007Q4 to 2018Q2
 

Consumer Credit Market Report - First Quarter | March 2018

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007Q4 to 2018Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2017

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007Q4 to 2017Q4
 

Consumer Credit Market Report - Fourth Quarter | December 2016

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. Web-Dataset 2007-Q4 to 2016-Q4
 

Consumer Credit Market Report - Third Quarter | September 2016

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007-Q4 to 2016-Q3
 

Consumer Credit Market Report - Second Quarter | June 2016

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.
  2. Web-Dataset 2007-Q4 to 2016-Q2
 

Consumer Credit Market Report - First Quarter | March 2016

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006
  2. Web-Dataset 2007 - Q4 to 2016-Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2015

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006
  2. Web-Dataset 2007 - Q4 to 2015-Q4
 

Consumer Credit Market Report - Third Quarter | September 2015

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006
  2. Web-Dataset 2007 - Q2 to 2015-Q3
 

Consumer Credit Market Report - Second Quarter | June 2015

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006
  2. Web-Dataset 2007 - Q4 to 2015-Q2
 

Consumer Credit Market Report - First Quarter | March 2015

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006
  2. Web-Dataset 2007 - Q4 to 2015-Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2014

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006
  2. Web-Dataset 2007 - Q4 to 2014-Q4
 

Consumer Credit Market Report - Third Quarter | September 2014

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006
  2. Web-Dataset 2007 - Q4 to 2014 - Q4
 

Consumer Credit Market Report - Second Quarter | June 2014

  1.  This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in September 2014.
  2. Web-Dataset 2007-Q4 to 2014-Q2
 

Consumer Credit Market Report - First Quarter | March 2014

  1. This report and its appendix represent the analysis of quarterly data of the South African Consumer Credit Market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007 - Q4 to 2014 - Q1
 

Consumer Credit Market Report - Fourth Quarter | December 2013

  1. This report and its appendix represent the analysis of quarterly data of the South African Consumer Credit Market in terms of the National Credit Act which came into effect in June 2006
  2. Web-Dataset 2007 - Q4 to 2013 - Q4
 

Consumer Credit Market Report - Third Quarter | September 2013

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007-Q2 to 2013-Q2
 

Consumer Credit Market Report - Second Quarter | June 2013

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007-Q2 to 2013-Q2
 

Consumer Credit Market Report - Fourth Quarter | December 2012

  1. This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in june 2006. 
  2. Web-Dataset CBM data 2007-Q4 to 2012-Q4
 

Consumer Credit Market Report - Third Quarter | September 2012

  1. This report and its appendix represent the analysis of quarterly data of the South African  consumer credit market in terms of the National Credit Act which came into effect in June 2006.
  2. Web-Dataset 2007-Q4 to 2012-Q3

Latest news

9
Alternative Dispute Resolution Agents
53
Credit Bureaus
8218
Credit Providers
1586
Debt Counsellors
4
Payment Distribution Agents

Contact details

Physical Address
127 - 15th Road
Randjespark
Midrand
1683

Physical Address
Call-Centre, Complaints and Investigations Department
232-15th Road
Randjespark
Midrand
1683

Consumer Rights

Consumer Assistance
Know your rights
Consumer Tips
Challenge Credit Record

Operating Hours

Mon - Thur : 8AM - 5PM
Friday : 8AM - 4:30PM

Call Centre
0860 627 627

Telephone
011 554 2700

National Credit Act

Download the National Credit Act
National Credit Amendment Act
National Credit Regulations
Background Documents on the NCA

 

Fraud / Anti-Corruption Hotline

Report any incidents of wrong doing
to the KPMG Ethics Line

0800 20 53 17 (Toll Free)