0860 627 627 (Call Centre) / 011 554 2700  (Reception) 

  info@ncr.org.za / complaints@ncr.org.za / workshops@ncr.org.za

Who needs to register?

Requirements for registering as a credit provider as per Section 40, 41, and regulation 4 of the National Credit Amendment Act, 19 of 2014:

  • A person must apply for registration as a credit provider if that person is-
    • The party who supplies goods or services under a discount transaction or instalment sale agreement;
    • The party who advances money or credit under a pawn transaction;
    • The party who extends credit under a credit facility;
    • The mortgagee under a mortgage agreement;
    • The lender under a secured loan;
    • The lessor under a lease;
    • The party to whom an assurance or promise is made under a credit guarantee;
    • The party who advances money or credit to another under any other credit agreement; or
    • Any other person who acquires the rights of a credit provider under a credit agreement after it has been entered into.
  • A juristic person or a natural person may apply for registration as a credit provider.
  • A person who is required to be registered as a credit provider, but who is not so registered, must not offer, make available or extend credit, enter into a credit agreement or agree to do any of those things.

Although basic registration of credit providers is under this Act -

  • The Regulator may impose conditions to address matters relating to the purpose of the Act generally;
  • The Regulator will further consider the application relating to BBBEE and combating over-indebtedness concerns specifically; and
  • A credit provider who intends to enter into developmental credit agreements must apply for supplementary registration, and satisfy the requirements for such registration.

Contact details

Physical Address
127 - 15th Road
Randjespark
Midrand
1683

Physical Address
Call-Centre, Complaints and Investigations Department
232-15th Road
Randjespark
Midrand
1683

Consumer Rights

Consumer Assistance
Know your rights
Consumer Tips
Challenge Credit Record

Operating Hours

Mon - Thur : 8AM - 5PM
Friday : 8AM - 4:30PM

Call Centre
0860 627 627

Telephone
011 554 2700

National Credit Act

Download the National Credit Act
National Credit Amendment Act
National Credit Regulations
Background Documents on the NCA

 

Fraud / Anti-Corruption Hotline

Report any incidents of wrong doing
to the KPMG Ethics Line

0800 20 53 17 (Toll Free)