<table class="table table-bordered table-striped" style="height: 107px;" width="994">
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<td style="width: 108px;">October 2023</td>
<td style="width: 814px;"><a href="documents/media releaase october 2023 - NCR and IFC Tech Competition Fosters Financial Inclusion and Empowers                     Small Credit Providers in South Africa.pdf">NCR and IFC Tech Competition Fosters Financial Inclusion and Empowers Small Credit Providers in South Africa</a></td>
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<td style="width: 108px;">October 2023</td>
<td style="width: 814px;"><a href="documents/CCMR-CBM Press Release October 2023 (003).pdf">Credit Extension slows down while impairments worsen</a></td>
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<td style="width: 108px;">September 2023</td>
<td style="width: 814px;"><a href="documents/Media Release- TechSprint (11 Sept).pdf">National Credit Regulator and IFC announce Tech Competition to Empower Small Credit Providers in South Africa</a></td>
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<td style="width: 108px;">August 2023</td>
<td style="width: 814px;"><a href="documents/investigations in the cape town.pdf">Investigations in the Cape Town</a></td>
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<td style="width: 108px;">August 2023</td>
<td style="width: 814px;"><a href="documents/Media Release- TechSprint Briefing.pdf">TechSprint Briefing Media Release</a></td>
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<td style="width: 108px;">March 2023</td>
<td style="width: 814px;"><a href="documents/Circulars/CCMR-CBM Press Release March 2023 final.pdf">CCMR-CBM Press Release March 2023 final</a></td>
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<td width="156">January 2023</td>
<td width="826"><a href="documents/media release Borrow Wisely 2023.pdf" target="_blank" rel="noopener noreferrer">Borrow Wisely. T’s and C’s apply! </a>  </td>
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<td width="156">December 2022</td>
<td width="826"><a href="documents/Spend wisely during festive season December 2022.pdf" target="_blank" rel="noopener noreferrer">Spend wisely during festive season </a>  </td>
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<td width="156">November 2022</td>
<td width="826"><a href="documents/Media release - Don't led Black Friday lead to a Blacklisting approved.pdf" target="_blank" rel="noopener noreferrer">Don’t let Black Friday lead to a Blacklisting! </a>  </td>
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<td width="156">October 2022</td>
<td width="826"><a href="documents/Media release Stats_September 2022 (002) (2) (002).pdf" target="_blank" rel="noopener noreferrer">Credit extension marginally slows down </a>  </td>
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<td width="156">September 2022</td>
<td width="826"><a href="documents/CEO-0121-Draft media release on victim of cyber scam - September 2022.pdf" target="_blank" rel="noopener noreferrer">Don’t be the next victim of a cyber-scam </a>  </td>
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<td width="156">August 2022</td>
<td width="826"><a href="documents/Media release - Debt counselling Campaign(August)-Final.pdf" target="_blank" rel="noopener noreferrer">Debt counselling-a debt relief measure for over-indebted consumers </a>  </td>
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<td width="156">June 2022</td>
<td width="826"><a href="documents/Media release on credit bureau information Youth - 30 June 2022.pdf" target="_blank" rel="noopener noreferrer">Keep your credit bureau record clean regardless of the rising cost of living </a>  </td>
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<td width="156">May 2022</td>
<td width="826"><a href="documents/Media release - MSR_May 2022.pdf">MSR Financial Solutions (Pty) Ltd and other credit providers flout the National Credit Act and deals with the consequences </a>  </td>
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<td width="156">March 2022</td>
<td width="826"><a href="documents/Media release _Social media advertising Debt Counselling- March 2022.pdf" target="_blank" rel="noopener noreferrer">Misleading advertising on Social Media platforms regarding debt counselling </a>  </td>
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<td width="156">March 2022</td>
<td width="826"><a href="documents/Media release Consumer Rights 2022 .pdf" target="_blank" rel="noopener noreferrer">Consumer rights in the digital world </a>  </td>
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<td width="156">January 2022</td>
<td width="826"><a href="documents/Media release on borrow wisely - 2022 final.pdf" target="_blank" rel="noopener noreferrer">Consumers are encouraged to borrow wisely and start saving </a>  </td>
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<td width="156">November 2021</td>
<td width="826"><a href="documents/MEDIA RELEASE - SPEND WISELY WEBINAR (002).pdf" target="_blank" rel="noopener noreferrer">Be smart, mind your money, know your rights webinar </a>  </td>
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<td width="156">November 2021</td>
<td width="826"><a href="documents/Clarke Gardener.pdf" target="_blank" rel="noopener noreferrer">The National Consumer Tribunal finds Mr. Clark Gardner, a director of Summit Financial Partners (Pty) Ltd, guilty of contravening the National Credit Act and his conditions of registration as a debt counsellor </a>  </td>
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<td width="156">November 2021</td>
<td width="826"><a href="documents/Media Release Black Friday FINAL.pdf" target="_blank" rel="noopener noreferrer">Lit Black Friday Vibes – Don’t burn your budget! </a>  </td>
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<td width="156">October 2021</td>
<td width="826"><a href="documents/media release Cards retention.pdf" target="_blank" rel="noopener noreferrer">It is illegal for a credit provider to take a consumer’s ID or cards when granting credit </a>  </td>
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<td width="156">October 2021</td>
<td width="826"><a href="documents/Press release October 2021 -.pdf" target="_blank" rel="noopener noreferrer">Mortgages growth holds steady </a>  </td>
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<td width="156">August 2021</td>
<td width="826"><a href="documents/Looting destruction.pdf" target="_blank" rel="noopener noreferrer">Looting mayhem has cost some consumers dearly</a>  </td>
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<td width="156">August 2021</td>
<td width="826"><a href="documents/Approved media release Debt counselling2.pdf" target="_blank" rel="noopener noreferrer">Debt counselling offers new lease of life for over-indebted consumers</a>  </td>
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<td width="156">July 2021</td>
<td width="826"><a href="documents/Media release Mens vs Finances 2.pdf" target="_blank" rel="noopener noreferrer">Men and finances</a>  </td>
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<td width="156">July 2021</td>
<td width="826"><a href="documents/press release June 2021.pdf" target="_blank" rel="noopener noreferrer">Credit extension slows down</a>  </td>
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<td width="156">June 2021</td>
<td width="826"><a href="documents/Media release June 2021- Youth and CB.pdf" target="_blank" rel="noopener noreferrer">The importance of knowing your credit status</a>  </td>
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<td width="156">June 2021</td>
<td width="826"><a href="documents/Debt Relief - June 2021 (003).pdf" target="_blank" rel="noopener noreferrer">The National Credit Regulator warns against false information on the National Credit Amendment Act relating to “Debt Intervention”</a>  </td>
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<td width="156">April 2021</td>
<td width="826"><a href="documents/4. Credit Ombud and NCR MoU.pdf" target="_blank" rel="noopener noreferrer">The NCR and the Credit Ombud rowing together in the same boat.</a>  </td>
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<td width="156">March 2021</td>
<td width="826"><a href="documents/Consumer Rights - March 2021_.pdf" target="_blank" rel="noopener noreferrer">Don’t let bad credit pollute your life</a>  </td>
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<td width="156">January 2021</td>
<td width="826"><a href="documents/Borrow Wisely Media Release FINAL.pdf" target="_blank" rel="noopener noreferrer">Start the 2021 on a good note, spend wisely borrow wisely!</a>  </td>
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<td width="156">December 2020</td>
<td width="826"><a href="documents/Media Release - Spend wisely..pdf" target="_blank" rel="noopener noreferrer">2020 has been difficult for many, spend wisely for a better New Year</a>  </td>
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<td width="156">November 2020</td>
<td width="826"><a href="documents/Media Release - Black Friday 2020..pdf" target="_blank" rel="noopener noreferrer">Avoid spending what you do not have on Black Friday!</a>  </td>
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<td width="156">October 2020</td>
<td width="826"><a href="documents/press release October 2020.pdf" target="_blank" rel="noopener noreferrer">Covid-19 impact on credit extension</a>  </td>
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<td width="156">September 2020</td>
<td width="826"><a href="documents/MEDIA ADVISORY-CONSUMER RIGHTS WEBINAR (002).pdf" target="_blank" rel="noopener noreferrer">Media advisory cosumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue</a>  </td>
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<td width="156">September 2020</td>
<td width="826"><a href="documents/MEDIA RELEASE - CONSUMER RIGHTS WEBINAR-1.pdf" target="_blank" rel="noopener noreferrer">Media release consumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue</a>  </td>
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<td width="156">August 2020</td>
<td width="826"><a href="documents/Debt counselling provides hope for those in need.pdf" target="_blank" rel="noopener noreferrer">Debt counselling provides hope for those in need </a>  </td>
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<td width="156">July 2020</td>
<td width="826"><a href="documents/Consumer Options during COVID19.pdf" target="_blank" rel="noopener noreferrer">Managing debt during COVID-19 times </a>  </td>
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<td width="156">April 2020</td>
<td width="826"><a href="documents/COVID-19- Credit Life Insurance..pdf" target="_blank" rel="noopener noreferrer">Consumers advised to use their credit life insurance for relief </a>  </td>
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<td width="156">April 2020</td>
<td width="826"><a href="documents/Media Release - Fake CPs and Upfront Payment.pdf" target="_blank" rel="noopener noreferrer">Be careful of "fake" credit provider scams during the covid-19 pandemic </a>  </td>
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<td width="156">March 2020</td>
<td width="826"><a href="documents/COVID-19 Media Release.pdf" target="_blank" rel="noopener noreferrer">Avoid panic buying as it may lead to over-indebtedness </a>  </td>
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<td width="156">March 2020</td>
<td width="826"><a href="documents/Consumer Rights - March 2020.pdf" target="_blank" rel="noopener noreferrer">Know your Consumer Rights and be protected </a>  </td>
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<td width="156">January 2020</td>
<td width="826"><a href="documents/Shoprite 2020.pdf" target="_blank" rel="noopener noreferrer">Appeal court confirms Shoprite granted credit recklessly to consumers </a>  </td>
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<td>January 2020</td>
<td><a href="documents/Asia Lamara.pdf" target="_blank" rel="noopener noreferrer">National Credit Regulator: Asia Lamara’s registration as a debt counsellor cancelled </a></td>
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<td>January 2020</td>
<td><a href="documents/Borrow Wisely - January 2020.pdf" target="_blank" rel="noopener noreferrer">Credit is expensive, be a smart consumer and borrow wisely! </a> </td>
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<td>December 2019</td>
<td><a href="documents/Spend wisely - December 2019.pdf" target="_blank" rel="noopener noreferrer">Spend wisely this festive season, January is a few weeks away! </a>                                                          </td>
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<td>November 2019</td>
<td><a href="documents/Black Friday - November 2019.pdf" target="_blank" rel="noopener noreferrer">Don’t let Black Friday lead to “Blacklisting”! </a></td>
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<td>November 2019</td>
<td><a href="documents/CB Compliance Media Release - November 2019.pdf" target="_blank" rel="noopener noreferrer">National Credit Regulator: Do not be duped to pay for free services </a></td>
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<td>October 2019</td>
<td><a href="documents/Press Release October 2019.pdf" target="_blank" rel="noopener noreferrer">Increase in credit extension </a>                                                          </td>
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<td>August 2019</td>
<td><a href="documents/Debt Counselling - August.pdf" target="_blank" rel="noopener noreferrer">Consider debt counselling to defeat debt</a></td>
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<td>July 2019</td>
<td><a href="documents/Media Release July 2019.pdf" target="_blank" rel="noopener noreferrer">The Tribunal rules that child support and foster care grants cannot be used as consumer’s income to apply for credit.</a>                                                          </td>
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<td>July 2019</td>
<td><a href="documents/Standard Bank common law set-off judgment.pdf" target="_blank" rel="noopener noreferrer">The High Court rules in favour of the NCR that set-off does not apply to credit agreements subject to the National Credit Act</a></td>
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<td>May 2019</td>
<td><a href="http://www.ncr.org.za/documents/Card Retention.pdf" target="_blank" rel="noopener noreferrer">National Credit Regulator urges consumers to collect their cards and identity documents from credit providers </a></td>
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<td>April 2019</td>
<td><a href="http://www.ncr.org.za/documents/VW on the road fees.pdf" target="_blank" rel="noopener noreferrer">Tribunal finds that the on the road fee, admin fee and handling fee charged by Volkswagen Financial Services South Africa (Pty) Ltd on credit agreements are unlawful </a></td>
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<td>February 2019</td>
<td><a href="http://www.ncr.org.za/documents/Eastern cape raid - Feb 2019.pdf" target="_blank" rel="noopener noreferrer"> Joint operation between NCR, Office of the Consumer Protector and SASSA in Sarah Baartman District Municipality in the Eastern Cape </a></td>
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<td>January 2019</td>
<td><a href="http://www.ncr.org.za/documents/Borrow Wisely 2019.pdf" target="_blank" rel="noopener noreferrer"> If you have to borrow, borrow wisely! </a></td>
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<td>January 2019 -</td>
<td><a href="http://www.ncr.org.za/documents/NCR issues warning against fake loan scams 2019.pdf" target="_blank" rel="noopener noreferrer"> National Credit Regulator issues a public warning against fake loan scams </a></td>
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<tr>
<td>December 2018</td>
<td><a href="http://www.ncr.org.za/documents/Spend Wisely.pdf" target="_blank" rel="noopener noreferrer"> Do not overdo it this festive season – Spend Wisely!</a></td>
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<td>November 2018</td>
<td><a href="http://www.ncr.org.za/documents/Media release on decision of the SCA on MFSA application for special leave.pdf" target="_blank" rel="noopener noreferrer"> The Supreme Court of Appeal dismisses the MFSA’s application for special leave to appeal the judgment of the Full Court of the North Gauteng </a></td>
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<td>November 2018</td>
<td><a href="http://www.ncr.org.za/documents/Black Friday - November1.pdf" target="_blank" rel="noopener noreferrer"> Don’t let Black Friday be the reason for your financial woes! </a></td>
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<tr>
<td>November 2018</td>
<td><a href="http://www.ncr.org.za/documents/Media Release - Debt Counselling.pdf" target="_blank" rel="noopener noreferrer">The National Credit Regulator to educate the community of Katlehong in Ekurhuleni on their consumer rights and debt counselling </a></td>
</tr>
<tr>
<td>October 2018</td>
<td><a href="http://www.ncr.org.za/documents/Media Release 17 october.pdf" target="_blank" rel="noopener noreferrer"> The National Credit Regulator issues a public warning about Charis Financial Services </a></td>
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<td>October 2018</td>
<td><a href="documents/Press Relese oct 2018.pdf" target="_blank" rel="noopener noreferrer"> Credit extension seasonally surges </a></td>
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<tr>
<td>September 2018</td>
<td><a href="http://www.ncr.org.za/documents/Debt Counselling - SeptemberMedia Release (00000003).pdf" target="_blank" rel="noopener noreferrer">If you can no longer afford to pay your debts, debt counselling could be of help</a></td>
</tr>
<tr>
<td>August 2018</td>
<td><a href="http://www.ncr.org.za/documents/Media statement on Full Court judgment against MFSA.pdf" target="_blank" rel="noopener noreferrer"> The Full Bench of the North Gauteng High Court rules in favour of the dti and NCR in the MFSA review application on the interest rate on the short-term loan</a></td>
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<td>August 2018</td>
<td><a href="http://www.ncr.org.za/documents/NCR -Lewis Stores_SCA Leave to Appeal.pdf" target="_blank" rel="noopener noreferrer"> Supreme Court of Appeal grants the National Credit Regulator leave to appeal the Lewis Stores judgment</a></td>
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<td>July 2018</td>
<td><a href="http://www.ncr.org.za/documents/NCR issues warning against fake loan scams.pdf" target="_blank" rel="noopener noreferrer">8 NCR issues warning against fake loan scams</a></td>
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<td>June 2018</td>
<td><a href="http://www.ncr.org.za/documents/CCMR CBM Press Release June 2018_.pdf" target="_blank" rel="noopener noreferrer">J Credit extension slows down </a></td>
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<td>April 2018</td>
<td><a href="http://www.ncr.org.za/documents/Consumer credit health improves.pdf" target="_blank" rel="noopener noreferrer">Consumer credit health improves </a></td>
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<tr>
<td>March 2018</td>
<td><a href="http://www.ncr.org.za/documents/Consumerrights.pdf" target="_blank" rel="noopener noreferrer"> Know your rights - Do not to pay any upfront fees when applying for loans </a></td>
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<tr>
<td>January 2018</td>
<td><a href="http://www.ncr.org.za/documents/Borrow Wisely.pdf" target="_blank" rel="noopener noreferrer"> Avoid over-indebtedness and borrow wisely </a></td>
</tr>
<tr>
<td>Novemeber 2017</td>
<td><a href="http://www.ncr.org.za/documents/Black Friday and Festive spending.pdf" target="_blank" rel="noopener noreferrer"> Don’t shop till you drop on Black Friday - Spend Wisely </a></td>
</tr>
<tr>
<td>October 2017</td>
<td><a href="http://www.ncr.org.za/documents/media Release VWFS.pdf" target="_blank" rel="noopener noreferrer"> National Credit Regulator issues a Compliance Notice to Volkswagen Financial Services South Africa (Pty) Ltd for charging consumers an on the road fee, admin fee and handling fee on credit agreements </a></td>
</tr>
<tr>
<td>September 2017</td>
<td><a href="http://www.ncr.org.za/documents/SHOPRITE MEDIA RELEASE.pdf" target="_blank" rel="noopener noreferrer"> Tribunal finds Shoprite guilty of reckless lending </a></td>
</tr>
<tr>
<td>August 2017</td>
<td><a href="http://www.ncr.org.za/documents/CCMR  CBM Press Release March 2017_20170807.pdf" target="_blank" rel="noopener noreferrer"> Credit extension slows down </a></td>
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<td>July 2017</td>
<td><a href="documents/Foschini.pdf" target="_blank" rel="noopener noreferrer"> National Credit Regulator refers Foschini Retail Group (Pty) Ltd to the National Consumer Tribunal for breach of the National Credit Act</a></td>
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<tr>
<td>June 2017</td>
<td><a href="documents/Recession may affect consumers badly _ June 2017.pdf" target="_blank" rel="noopener noreferrer"> Recession may affect consumers badly</a></td>
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<tr>
<td>June 2017</td>
<td><a href="documents/NCR appeals NCT Judgment in favour of Lewis Stores.pdf" target="_blank" rel="noopener noreferrer"> NCR appeals NCT Judgment in favour of Lewis Stores</a></td>
</tr>
<tr>
<td>June 2017</td>
<td><a href="documents/Mr Price media statement.pdf" target="_blank" rel="noopener noreferrer"> National Credit Regulator refers Mr Price Group Limited to the National Consumer Tribunal for breach of the National Credit Act</a></td>
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<td>May 2017</td>
<td><a href="documents/Medial Release on Allied Capital LM  15 May 2017.pdf"> Tribunal declares Allied Capital (Pty) Ltd’s “pawn your car and still drive it” scheme unlawful and orders return of consumers’ cars</a></td>
</tr>
<tr>
<td>March 2017</td>
<td><a href="documents/National Credit Regulator and National Consumer Commission collaborate in enforcing consumer rights.pdf"> National Credit Regulator and National Consumer Commission collaborate in enforcing consumer rights</a></td>
</tr>
<tr>
<td>March 2017</td>
<td><a href="documents/Theunissen release.pdf">National Credit Regulator raids Nian Shun Trading in Theunissen</a></td>
</tr>
<tr>
<td>March 2017</td>
<td><a href="documents/MEDIA_RELEASE_unregistered_entities.pdf"> The National Credit Regulator issues Compliance Notices to unregistered credit providers</a></td>
</tr>
<tr>
<td>February 2017</td>
<td><a href="documents/MEDIA RELEASE -Eagle Cahs Loans.pdf">The National Consumer Tribunal cancels the registration of Eagle Cash Loans for contravention of National Credit Act</a></td>
</tr>
<tr>
<td>February 2017</td>
<td><a href="documents/Final Credit Life Insurance Regulations.pdf"> Final Credit Life Insurance Regulations</a></td>
</tr>
<tr>
<td>January 2017</td>
<td><a href="documents/Media release on set-off.pdf">The National Credit Regulator applies for a declaratory order in the North Gauteng High Court</a></td>
</tr>
<tr>
<td>January 2017</td>
<td><a href="documents/Media Release - January 2017.pdf">Borrow responsibly with the future in mind</a></td>
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</tbody>
</table>