{"id":24,"asset_id":"123","title":"Latest News","alias":"latest-news","introtext":"<div style=\"background: #dbdbdb; padding: 10px;\">\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Black Industrialist and Exporters Conference - Sustainability Award (Green Industries and Greening the Economy)<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">This award recognises all green industries and business, which are in greening the economy, driving products and services seeking sustainability and sustainable environments. It aims to encourage South African companies to participate in industries using natural resources to prevent carbon emissions, climate change and ensure environmental conservation...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 5px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"documents\/Job creation Black Industrialist final.pdf\">download<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Black Industrialist and Exporters Conference - Job Creation Award<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">This award recognises companies operating in strategic sectors of the economy, which has created massive jobs through products or services they provide. It aims to encourage South African...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 5px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"documents\/Job creation Black Industrialist final.pdf\">download<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Information consent and indemnity form - Black Industrialist and Exporters Awards<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">the dtic limits the use and disclosure of personal information in its possession to the terms of the Protection of Personal Information Act 4 of 2013 (POPIA) or any other applicable laws.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 5px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"documents\/Information consent and indemnity form - Black Industrialist and Exporters Awards final.pdf\">download<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Black Industrialist and Exporters Conference - call for entries : black industrialists and exporters awards<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">It is with great pleasure that we call for entries to the Inaugural Black Industrialists and Exporters Awards.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 5px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"documents\/Cover Letter - Call for Entries Black Industrialists and Exporters Awards.pdf\">download<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Black Industrialist and Exporters Conference - Black Industrialist and Exporters Award<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">This award recognises all export industry sectors from services to manufacturing. It aims to encourage other South African companies to participate in international business development or markets.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 5px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"documents\/Black Industrialists entry form final.pdf\">download<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Black Industrialist and Exporters Conference - Exporters Award<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">This award recognises all export industry sectors from services to manufacturing. It aims to encourage other South African companies to participate in international business development or markets.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 5px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"documents\/BI Exporter entry form final.pdf\">download<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Keep your credit bureau record clean regardless of the rising cost of living<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">Despite the interest rate hike and the rising cost of living, the National Credit Regulator (NCR) encourages consumers, in particular the youth who have already signed credit agreements to continuously pay their monthly accounts on time and in full...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=128&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Misleading advertising on Social Media platforms regarding debt counselling<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Credit Regulator (NCR) has in recent times noted advertising practices by debt counsellors and unregistered persons that are misleading and deceptive, unlawful and contrary to the provisions of the National Credit Act and its regulations, causing harm and distress to unsuspecting consumers.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=127&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Consumer rights in the digital world<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">On 15 March 2022, the National Credit Regulator (NCR) will join the world in commemorating the World Consumer Rights Day (WCRD) to raise awareness about consumer rights in terms of the National Credit Act. The international theme for World Consumer Rights Day 2022 is Fair Digital Finance, whilst the South African Government has adopted \u201c#BetterDigitalWorld\u201d as its theme.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=126&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Consumers are encouraged to borrow wisely and start saving<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Credit Regulator (NCR) encourages consumers to make savings one of their New Year\u2019s resolutions in order to avoid borrowing all the time and to avoid over-indebtedness. The festive season has come and gone, leaving some consumers...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=125&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">It is illegal for a credit provider to take a consumer\u2019s ID or cards when granting credit<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">\u201cIn terms of the National Credit Act, it is illegal for credit providers to retain consumers\u2019 instruments such as identity documents (IDs), and bank cards when granting credit. This is the modus operandi adopted by some credit providers to enforce credit agreements entered into with consumers\u201d..<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=121&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Looting mayhem has cost some consumers dearly<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The recent looting mayhem in Gauteng and KwaZulu-Natal has, with no doubt, cost some employees and owners of the vandalised premises dearly as some are unable to make monthly repayments towards their debts..<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=119&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Debt counselling offers new lease of life for over-indebted consumers<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Credit Act introduced debt counselling in 2007 as a debt relief measure that could assist over-indebted consumers through providing budget advice, negotiating with credit providers for reduced payments and...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=118&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Men and finances<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The total outstanding consumer credit balances (or gross debtors book) as at March 2021 was R2.04 trillion. This amount represents monies that South African\u2019s owe in terms of credit which is made up of amongst...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=117&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Alternative Data Landscape in South Africa<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The material in this work is copyrighted. Copying and\/or transmitting portions or all of this work without permission may be a violation of applicable law. IFC encourages dissemination of its work and will normally grant permission to reproduce portions of...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"http:\/\/www.ncr.org.za\/documents\/Alternative%20Data%20Landscape%20in%20South%20Africa%2024.6.21.pdf\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Credit extension slows down<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM). These reports are based on the data submitted to the NCR by registered credit providers and credit bureaus, respectively. The latest edition of the reports covers credit market information from January 2021 to March 2021.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=115&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">The National Credit Regulator warns against false information on the National Credit Amendment Act relating to \u201cDebt Intervention\u201d<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Credit Regulator (NCR) strongly condemns scams, which are mainly via online platforms and are aimed at deceiving consumers about debt intervention, which is a measure intended to assist debt stressed consumers, says Anne-Carien Du Plooy, Manager: Debt Intervention at the NCR.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=112&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">The NCR and the Credit Ombud rowing together in the same boat.<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Credit Regulator (NCR) and the Credit Ombud have signed a Memorandum of Understanding (MoU) facilitating co-operation and collaboration in achieving the objectives of the National Credit Act 34 of 2005 (the Act) and specifically the resolution and investigation of disputes between non-bank credit providers, credit bureaux and consumers...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=111&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Industry Communique for issuing 1 Febr 2021<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">In terms of Section 14 of the National Credit Act, 2005 (NCA), the National Credit Regulator (NCR) is responsible for regulating the consumer credit industry in South Africa. According to Section 69 of the NCA, the Minister of Trade and Industry...<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=110&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Covid-19 impact on credit extension<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM). These reports are based on the data submitted to the NCR by registered credit providers and credit bureaus, respectively.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=104&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Media advisory cosumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">Consumer Protection matters will come under the spotlight during a Consumer Protection Webinar that will be hosted by the Department of Trade, Industry and Competition (the dtic) in conjunction with its agencies,<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=103&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Media release consumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">Consumer Protection matters will come under the spotlight during a Consumer Protection Webinar that will be hosted by the Department of Trade, Industry and Competition (the dtic) in conjunction with its agencies<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php?option=com_content&amp;view=article&amp;id=102&amp;catid=8\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Debt counselling provides hope for those in need<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">Although many sectors have been allowed to get back to work, many South African households are in significant financial hardship and others have been struggling to make ends meet even before the COVID-19 pandemic, says Adv. Kedilatile Legodi, Acting Manager: Education &amp; Communication at the National Credit Regulator (NCR).<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/88-debt-counselling-provides-hope-for-those-in-need\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Avoid panic buying as it may lead to over-indebtedness<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">Many South Africans are overwhelmed, living in fear and anxiety because of the rapid escalation of the COVID-19 (Coronavirus) which presents an unprecedented threat to South Africa and the world at large. In recent times, we have seen many consumers resorting to panic buying of essential items as the fear of the Coronavirus spreads.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/76-avoid-panic-buying-as-it-may-lead-to-over-indebtedness\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div class=\" portlet-content-container\">\r\n<div class=\"portlet-body\">\r\n<div class=\"journal-content-article\">\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Avoid panic buying as it may lead to over-indebtedness<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">Many South Africans are overwhelmed, living in fear and anxiety because of the rapid escalation of the COVID-19 (Coronavirus) which presents an unprecedented threat to South Africa and the world at large. In recent times, we have seen many consumers resorting to panic buying of essential items as the fear of the Coronavirus spreads.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/76-avoid-panic-buying-as-it-may-lead-to-over-indebtedness\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Know your Consumer Rights and be protected<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">March is Human Rights month and has also been adopted as a Consumer Rights month in South Africa. The 15th of March has been declared World Consumer Rights Day (WCRD) and consumer rights will be celebrated world-wide.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/75-know-your-consumer-rights-and-be-protected\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">The Tribunal rules that child support and foster care grants cannot be used as consumer\u2019s income to apply for credit<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Consumer Tribunal (Tribunal) yesterday handed down judgment in favour of the National Credit Regulator (NCR) against a Aristoscan CC, a micro lender trading as JMK Cash Loans, in which it found JMK Cash Loans guilty of various contraventions of the National Credit Act (the Act), including reckless lending.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/8-latest-news\/69-the-tribunal-rules-that-child-support-and-foster-care-grants-cannot-be-used-as-consumer-s-income-to-apply-for-credit\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">The High Court rules in favour of the NCR that set-off does not apply to credit agreements subject to the National Credit Act<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The High Court in Johannesburg has ruled in favour of the National Credit Regulator (NCR) against Standard Bank that the common law set-off does not apply to credit agreements subject to the National Credit Act (NCA). This follows an application for a declaratory order brought by the NCR against Standard Bank seeking legal clarity on the effect of section 124 of the NCA on the common law set-off.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/68-the-high-court-rules-in-favour-of-the-ncr-that-set-off-does-not-apply-to-credit-agreements-subject-to-the-national-credit-act\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Tribunal finds that the on the road fee, admin fee and handling fee charged by Volkswagen Financial Services South Africa (Pty) Ltd on credit agreements are unlawful<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The National Consumer Tribunal (Tribunal) has handed down judgment confirming a Compliance Notice issued by the National Credit Regulator (NCR) to Volkswagen Financial Services South Africa (Pty) Ltd for charging consumers the \u201con the road\u201d fee, admin fee and handling fee on credit agreements.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/55-tribunal-finds-that-the-on-the-road-fee-admin-fee-and-handling-fee-charged-by-volkswagen-financial-services-south-africa-pty-ltd-on-credit-agreements-are-unlawful\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 0px 0px 10px;\">Credit extension seasonally surges<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">Today, the National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM), which are based on data submitted to the NCR by registered credit providers and credit bureaus respectively. The latest edition of the reports covers credit market information up to June 2018. The total value of new credit granted increased by 8.25% quarter-on-quarter from R121.62 billion to R131.65 billion. The number of applications for credit increased by 5.79% quarter-on-quarter from 10.49 million in March 2018 to 11.10 million in June 2018.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/61-credit-extension-seasonally-surges\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">If you have to borrow, borrow wisely!<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The festive season is over and reality has dawned that we are in a new year which is meant to at least bring all things new. Unfortunately, if consumers did not spend wisely during last year, this will mean that they will have to start the year on a tough note with taking out credit being the only option for some. Didi Sebothoma, Acting Manager: Education &amp; Communication at the National Credit regulator (NCR) says there are many reasons why consumers might need to borrow at this time of the year.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/2-if-you-have-to-borrow-borrow-wisely\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">National Credit Regulator issues a public warning against fake loan scams<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">[JOHANNESBURG] The National Credit Regulator (NCR) has warned consumers to be wary of fake credit providers who attempt to entrap consumers in loan scams.These scams typically target those who are in distressed financial circumstances and looking for a loan, using slogans such as \u201cblacklisted\u201d or \u201cdebt review clients welcome\u201d says Jacqueline Peters, Manager: Investigations and Enforcement at the NCR.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/3-national-credit-regulator-issues-a-public-warning-against-fake-loan-scams\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">Do not overdo it this festive season \u2013 Spend Wisely!<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">This year has been quiet a difficult one for some people as we have seen the petrol price hikes, VAT increases, interest rate increases, electricity increases etc making the cost of living very difficult for consumers whilst the total outstanding gross debtors book for consumer credit was R1.80 trillion as at June 2018, says Jimmy Golele, Acting Manager: Education &amp; Communication at the NCR.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/56-do-not-overdo-it-this-festive-season-spend-wisely\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div style=\"float: left; width: 100%; height: 70%; background-color: #fff; border: 1px solid #f47f22; margin: 1px 20px 20px 0;\">\r\n<p style=\"color: #f7921e; ; font-weight: bold; padding: 0px 10px 0px 10px;\">The Supreme Court of Appeal dismisses the MFSA\u2019s application for special leave to appeal the judgment of the Full Court of the North Gauteng High Court on the interest rate regulations<\/p>\r\n<!--<p style=\"padding-right: 6px; padding-left: 10px;\"><em>Date: 28-02-2019<\/em><\/p>-->\r\n<p style=\"padding-right: 6px; padding-left: 10px;\">The Supreme Court of Appeal has on 08th November 2018 dismissed the MicroFinance South Africa\u2019s (MFSA) application for special leave to appeal the judgment of the Full Court of the North Gauteng High Court in favour of the National Credit Regulator (NCR) and Department of Trade and Industry (dti) on the regulations reducing the interest rates on the short-term loan.<\/p>\r\n<div style=\"loat: left; margin: 0px 0 0px 10px; background-color: #f7921e; border-radius: 5px; width: 100px;\">\r\n<p style=\"padding: 0px 0px 0px 5px;\"><a style=\"color: #fff; text-decoration: none;\" href=\"index.php\/latest-news\/8-latest-news\/57-the-supreme-court-of-appeal-dismisses-the-mfsa-s-application-for-special-leave-to-appeal-the-judgment-of-the-full-court-of-the-north-gauteng-high-court-on-the-interest-rate-regulations\">Read more....<\/a><\/p>\r\n<\/div>\r\n<\/div>\r\n<div id=\"backnewsbottom\"><!--<p class=\"backbottom\"><a href=\"..\/web\/department-of-transport\/news-archive\">News Archive<\/a><\/p>-->\r\n<p><a href=\"index.php?option=com_content&amp;view=article&amp;id=105&amp;catid=2\">More Articles...<\/a><\/p>\r\n<!--<p class=\"backbottom\">{loadmodule mod_articles_category,News listing}<\/p>--><\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>\r\n<\/div>","fulltext":"","state":1,"catid":"8","created":"2019-03-27 14:00:25","created_by":"915","created_by_alias":"","modified":"2022-07-08 12:00:25","modified_by":"915","checked_out":"915","checked_out_time":"2022-07-08 11:58:56","publish_up":"2019-03-27 14:00:25","publish_down":"0000-00-00 00:00:00","images":"{\"image_intro\":\"\",\"float_intro\":\"\",\"image_intro_alt\":\"\",\"image_intro_caption\":\"\",\"image_fulltext\":\"\",\"float_fulltext\":\"\",\"image_fulltext_alt\":\"\",\"image_fulltext_caption\":\"\"}","urls":"{\"urla\":false,\"urlatext\":\"\",\"targeta\":\"\",\"urlb\":false,\"urlbtext\":\"\",\"targetb\":\"\",\"urlc\":false,\"urlctext\":\"\",\"targetc\":\"\"}","attribs":"{\"article_layout\":\"\",\"show_title\":\"\",\"link_titles\":\"\",\"show_tags\":\"\",\"show_intro\":\"\",\"info_block_position\":\"\",\"info_block_show_title\":\"\",\"show_category\":\"\",\"link_category\":\"\",\"show_parent_category\":\"\",\"link_parent_category\":\"\",\"show_associations\":\"\",\"show_author\":\"\",\"link_author\":\"\",\"show_create_date\":\"\",\"show_modify_date\":\"\",\"show_publish_date\":\"\",\"show_item_navigation\":\"\",\"show_icons\":\"\",\"show_print_icon\":\"\",\"show_email_icon\":\"\",\"show_vote\":\"\",\"show_hits\":\"\",\"show_noauth\":\"\",\"urls_position\":\"\",\"alternative_readmore\":\"\",\"article_page_title\":\"\",\"show_publishing_options\":\"\",\"show_article_options\":\"\",\"show_urls_images_backend\":\"\",\"show_urls_images_frontend\":\"\"}","version":81,"ordering":"38","metakey":"","metadesc":"","access":"1","hits":"47108","metadata":"{\"robots\":\"\",\"author\":\"\",\"rights\":\"\",\"xreference\":\"\"}","featured":"0","language":"*","xreference":""}