{"id":25,"asset_id":"125","title":"Circulars","alias":"circulars","introtext":"","fulltext":"\r\n<p>\u00a0<\/p>\r\n<table class=\"table table-bordered table-striped\" style=\"width: 100%;\">\r\n<tbody>\r\n<tr>\r\n<td style=\"width: 108px;\">November 2023<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 6of 2023- Emoulument Attachment Orders.pdf\">Circular 6 of 2023 - Emolument attachment orders and other related matterst<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">September 2023<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 05 September 2023.pdf\">Circular 5 of 2023 - Impact of extended power supply failure\/loadshedding to the consumer credit market<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">August 2023<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 04 August 2023.pdf\">Circular 4 of 2023 - Notice to registrants: obstructive behaviour during an investigation<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">June 2023<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 03 June 2023 amended.pdf\">Circular 3 of 2023 - Annual renewal of registration<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">April 2023<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 2 of 2023- Proposed Fee Stucture SACRRA 28 April.pdf\">Circular 2 of 2023 - Request for comments on the recommended fee stucture for fees payable to sacrra<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">April 2023<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 01 of 2023 -NCR Contact Details April 2023 final.pdf\">Circular 1 of 2023 - NCR contact details<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">August 2022<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 04 of 2022-Sale of personal information.pdf\">Circular 04 of 2022 - Sale of debt review leads and consumer personal information<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">April 2022<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 03 of 2022 Amendments to Circular 02 of 2022.pdf\">Circular 03 of 2022 - Amendment to the provisions of circular 02 of 2022<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">March 2022<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 02 of 2022-Revised DHS procedure.pdf\">Circular 02 of 2022 - Revised dhs procedure to update status codes A1, B, F1, F2, G, G1, I and J<\/a><br \/> <a href=\"documents\/Explanatory Note to the Withdrawal Guidelines-01 of 2022.pdf\">Explanatory note to the withdrawal guidelines 1 of 2021<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">September 2021<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 06 of 2021-EdgarsJet on-sale accounts (002).pdf\">Circular 6 of 2021 - Process of dealing with edgars\/jet on-sale accounts <\/a><br \/> <a href=\"documents\/Circulars\/Annexure A-Edgars&amp;Jet on-sale accounts.pdf\">Annexure A - Edgars &amp; Jet on-sale accounts.pdf <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">August 2021<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circula 05-COMMENTS ON THE REVIEW OF LIMITATIONS ON FEES.pdf\">Circular 5 of 2021 - Invitation to submit comments on the review of limitations on fees and interest rates regulations <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">June 2021<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 04.pdf\">Circular 4 of 2021 - NCR\u2019s banking details have not changed <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">May 2021<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/CIRCULAR 03 OF 2021...pdf\">Circular 3 of 2021 - Invitation to submit comments on the review of the credit life insurance regulations, 2017 <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">February 2021<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular on ADR Agents 03.pdf\">Circular 2 of 2021 - Circular on ADR agents <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\" height=\"33\">January 2021<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 01 of 2021- CONSUMER TRANSFER NOTICE.pdf\">Circular 1 of 2021 - Consumer transfer notice for lapsed and de-registered debt counsellors <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">November 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 10 2020- DC misleading marketing practices.pdf\">Circular 10 2020 - DC misleading marketing practices.pdf <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">July 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-09-of-2020.pdf\">Circular 09 of 2020 - Submission of the quarterly returns <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">July 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-08-of-2020.pdf\">Circular 08 of 2020 - Establishment of the NCR debt counsellor panel <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">June 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-07-of-2020 Update on the NCA-extension of business days.pdf\">Circular 07 of 2020 - Update on the extension of the NCA business days <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">May 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-06-of-2020.pdf\">Circular 06 of 2020 - Submission of credit information during covid-19 period <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">May 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-05-of-2020- Emergency Loan Guideline.pdf\">Circular 05 of 2020 - Emergency loan guideline <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">May 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 04 of 2020- Extension of quarterly stats submission.pdf\">Circular 04 of 2020 - Extension of the quarterly statistical returns submission <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">April 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-03-of-2020 (justified).pdf\">Circular 03 of 2020 - Change in circumstance guidelines - form 17.3<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">March 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-02-of-2020.pdf\">Circular 02 of 2020<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">March 2020<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-01-of-2020.pdf\">Circular 01 of 2020<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">October 2019<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-07-of-2019 23.pdf\">Circular 07 of 2019 <\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">July 2019<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 06 of 2019- NCR Webinars.pdf\">Circular 06 of 2019 - NCR Webinars<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">June 2019<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-05-of-2019.pdf\">Circular 05 of 2019 - DC Court Challenges<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">June 2019<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-04-of-2019.pdf\">Circular 04 of 2019 is applicable to all registered credit bureaux.<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">April 2019<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-03-of-2019.pdf\">Circular 03 of 2019 - Updates from the credit industry forum<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">February 2019<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-02-of-2019.pdf\">Circular 02 of 2019 - Updates from the credit industry forum<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">January 2019<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular-01-of-2019.pdf\">Circular 01 of 2019 is applicable to re-seller credit bureaux, their independent auditors.<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">November 2018<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/NCR CIRCULAR 11 OF 2018.pdf\">Circular 11 of 2018 - Fraud or Unethical Behaviour<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">October 2018<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular No.06 of 2018- Wriiten comments- Reckless Lending Fee.pdf\">Circular 06 of 2018 - Request for written comments - reckless lending fee category<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">September 2018<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/NCR Circular 05 September 2018.pdf\">Circular 05 of September 2018 - Notice of Intention to withdraw the Reckless Lending Fee Category from the Debt Counselling Fee Guideline<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">August 2018<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/NCR Circular 04 of August 2018.pdf\">Circular 04 of August 2018 - Suspension Indicator on Debt Help System<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">April 2018<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/NCR New Enhanced Debt Help System CIRCULAR 3 OF 2018.pdf\">Circular 3 of 2018 - NCR New Enhanced Debt Help System<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">February 2018<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular New Debt Counsellor Fees 1.pdf\">Circular no 01 of 2018 -new debt counsellor fees<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">September 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/NCR CIRCULAR 14 OF 2017.pdf\">Circular no 14 of 2017 \u2013 consumer transfer notice of the lapsed and voluntary de-registered debt counsellors<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">August 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 12 of 2017- Proposed DC fee structure.pdf\">Circular 12 of 2017 - request for comments on recommended debt counselling fee structure<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">August 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/DHS Automated transfers circular .pdf\">Circular 11 of 2017 - dhs new functionalities<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">August 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/NCR CIRCULAR 9 OF 2017.pdf\">Circular 9 of 2017 - Transfer notice of the files for anton simon barkenhuizen - ncrdc 348<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">August 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Updated Lapsed Report.xlsx\">Updated Lapsed Report<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">April 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/CIRCULAR 8  CONTACT DETAILS.pdf\">Circular 8 of 2017 \u2013 NCR contact details<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">April 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/NCR CIRCULAR 7 - Call Centres.pdf\">Circular 7 of 2017 - debt counselling call centres<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">March 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 6 of 2017- Section 71.pdf\">Circular 6 of 2017 - interpretation of section 71 of the nca<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">March 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular No5 .pdf\">Circular 5 of 2017 - transfer notice of the files for albert muller \u2013 ncrdc 110<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">March 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/1529AD NCR CIRCULAR 4 OF 2017.pdf\">Circular 4 of 2017 \u2013 NCR\u2019s banking details have not changed<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">February 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 03 of 2017- DC fees review.pdf\">Circular 3 of 2017 \u2013 review of debt counselling fees<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">February 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Annual Renewal of Registrations.pdf\">Circular 2 of 2017 \u2013 annual renewal of registration<\/a><\/td>\r\n<\/tr>\r\n<tr>\r\n<td style=\"width: 108px;\">January 2017<\/td>\r\n<td style=\"width: 814px;\"><a href=\"documents\/Circulars\/Circular 1 of 2017-DCRS.pdf\">Circular 1 of 2017 \u2013 debt counselling rules system<\/a><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<!--\r\n\r\n<p><a href=\"documents\/Circulars\/NCR CIRCULAR 7 - Call Centres.pdf\">Circular 7 of 2017 - debt counselling call centres<\/a><\/p>\r\n<p style=\"font-weight: bold;\">March 2017<\/p>\r\n<p><a href=\"documents\/Circulars\/Circular 6 of 2017- Section 71.pdf\">Circular 6 of 2017 - interpretation of section 71 of the nca<\/a><\/p>\r\n<p style=\"font-weight: bold;\">March 2017<\/p>\r\n<p><a href=\"documents\/Circulars\/Circular No5 .pdf\">Circular 5 of 2017 - transfer notice of the files for albert muller \u2013 ncrdc 110<\/a><\/p>\r\n<p style=\"font-weight: bold;\">March 2017<\/p>\r\n<p><a href=\"documents\/Circulars\/1529AD NCR CIRCULAR 4 OF 2017.pdf\">Circular 4 of 2017 \u2013 NCR\u2019s banking details have not changed<\/a><\/p>\r\n<p style=\"font-weight: bold;\">February 2017<\/p>\r\n<p><a href=\"documents\/Circulars\/Circular 03 of 2017- DC fees review.pdf\">Circular 3 of 2017 \u2013 review of debt counselling fees<\/a><\/p>\r\n<p style=\"font-weight: bold;\">February 2017<\/p>\r\n<p><a href=\"documents\/Circulars\/Annual Renewal of Registrations.pdf\">Circular 2 of 2017 \u2013 annual renewal of registration<\/a><\/p>\r\n<p style=\"font-weight: bold;\">January 2017<\/p>\r\n<p><a href=\"documents\/Circulars\/Circular 1 of 2017-DCRS.pdf\">Circular 1 of 2017 \u2013 debt counselling rules system<\/a><\/p>\r\n<p style=\"font-weight: bold;\">November 2016<\/p>\r\n<p><a href=\"documents\/Circulars\/1349AD NCR CIRCULAR 24 OF 2016.pdf\">Circular No. 24\/November 2016 replaces Circular No. 2\/February 2016, which is hereby withdrawn. This circular is applicable to both credit bureaux and their independent auditors as a supplement to the existing guidelines \u2013 Guidelines No. 003\/2009 and 001\/2014.<\/a><\/p>\r\n<p style=\"font-weight: bold;\">October 2016<\/p>\r\n<p><a href=\"documents\/Circulars\/NCR CIRCULAR 23 OF 2016.pdf\">Circular No. 23 \/ October 2016. This circular is applicable to credit bureaux and their re-sellers and on-sellers (including channel partners) and all persons carrying out the business of a credit bureau in accordance with S43 of the National Credit Act, 2005, as amended.<\/a><\/p>\r\n<p><a href=\"documents\/Circulars\/SKM_754e16100415260.pdf\">Circular No. 3 \/ October 2016. This circular is applicable to credit bureaux and their re-seller and on-sellers (including channel partners) and all persons carrying out the business of a credit bureau in accordance with S43 fo the National Credit Act 2005, as amended<\/a><\/p>\r\n<p style=\"font-weight: bold;\">September 2016<\/p>\r\n<p><a href=\"documents\/Circulars\/September_2016\/1203AD NCR CIRCULAR 18 OF 2016.pdf\">Circular no. 18 of 2016: Debt Counsellors Referred to the Tribunal Due to Contraventions of the Act<\/a><\/p>\r\n<p><a href=\"documents\/Circulars\/September_2016\/Circular No19 Employed Debt Counsellors.pdf\">Circular 19 of 2016: Employed Debt Counsellors<\/a><\/p>\r\n<p><strong>July 2016<\/strong><\/p>\r\n<p><a title=\"Circular No. 15 of 2016 : Inclusion of initiation fees in the deferred amount \" href=\"documents\/Circulars\/July 2016\/1120AD NCR CIRCULAR 15 OF 2016.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 15 of 2016: Inclusion of initiation fees in the deferred amount <\/a><\/p>\r\n<p><a title=\"Circular No. 14 of 2016 : Aternative dispute resolution agents \" href=\"documents\/Circulars\/July 2016\/1119AD NCR CIRCULAR 14 OF 2016.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 14 of 2016: Aternative dispute resolution agents <\/a><\/p>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">June 2016<\/strong><\/p>\r\n<p><a title=\"Circular No. 13 of 2016 : Updates from the credit industry forum \" href=\"documents\/Circulars\/Circular 13 of 2016- CIF Updates.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 13 of 2016: Updates from the credit industry forum <\/a><\/p>\r\n<p><a title=\"Circular No. 12 of 2016 : Application, Registration and Renewal Fees \" href=\"documents\/Circulars\/1090AD NCR Circular 12 of 2016.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 12 of 2016 : Application, Registration and Renewal Fees<\/a><\/p>\r\n<p>C<a title=\"Circular No. 8 of 2016 : The review of limitations on fees and interest\r\nrates regulations \" href=\"documents\/Circulars\/1051AD NCR CIRCULAR 8 OF 2016.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">ircular No. 8 of 2016: The review of limitations on fees and interest rates regulations <\/a><\/p>\r\n<p><a title=\"Circular No. 7 of 2016 : Debt Help System Enhancements \" href=\"documents\/Circulars\/Circular No7 DHS.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 7 of 2016: Debt Help System Enhancements <\/a><\/p>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">May 2016<\/strong><\/p>\r\n<p><a title=\"Circular No. 9 of 2016: Updating of Consumer Profiles at the Credit Bureaus\u00a0\" href=\"documents\/Circulars\/1060AD NCR Circular 9 Rev 2 (2).pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 9 of 2016: Updating of Consumer Profiles at the Credit Bureaus\u00a0<\/a><\/p>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">March 2016<\/strong><\/p>\r\n<p><a title=\"Circular No. 6 of 2016 - Payment of Debt Counsellor Fees\" href=\"documents\/Circulars\/Circular No6_Payments of Debt Counsellor fees.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 6 of 2016: Payment of Debt Counsellor Fees<\/a><\/p>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">February 2016<\/strong><\/p>\r\n<p><a title=\"Circular No. 5 of 2016: Payment of Debt Counselling Fees\" href=\"documents\/Circulars\/165 AD NCR Circulars of 2016.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 5 of 2016: Payment of Debt Counselling Fees<\/a><\/p>\r\n<p><a title=\"Circular No. 04 of 2016: Change of NCR Workshop venue for Credit providers and Debt Counsellors in the Eastern Cape\" href=\"documents\/Circulars\/161AD NCR Circular 4 of 2016.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 04 of 2016: Change of NCR Workshop venue for Credit providers and Debt Counsellors in the Eastern Cape<\/a><\/p>\r\n<p><a title=\"Circular No.\u00a02\/ February 2016\" href=\"documents\/Circulars\/152AD NCR Circular2 297x210 Rev2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No.\u00a02\/ February 2016: This circular is applicable to both credit bureaus and their independent auditors as a supplement to the existing guidelines - Guidelines No. 003\/2009<\/a><\/p>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">January 2016<\/strong><\/p>\r\n<p><a title=\"Circular No. 3 of 2016: Annual Renewal of Registration\" href=\"documents\/Circulars\/154AD NCR Circular 3 of 2016 .pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 3 of 2016: Annual Renewal of Registration<\/a>\u00a0<\/p>\r\n<p><a title=\"Circular No. 1 of 2016: Transfer notice of the late Paul Nieuwoudt's clients.\" href=\"documents\/Circulars\/149AD NCR Circular 1 of 2016 297x210.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 1 of 2016: Transfer notice of the late Paul Nieuwoudt's clients.<\/a><\/p>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">November 2015<\/strong><\/p>\r\n<p><a href=\"documents\/pages\/circulars\/Nov2015\/3594 NCR Circular .pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 15 of 2015: Transfer Notice of the files for Silas Mzukisi Tokwe - NCRDC2339<\/a><\/p>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">September 2015<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/Sep15\/No14Debt_Counselling_Compliance_Monitoring_Visits.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 14 of 2015: Debt Counselling compliance monitoring visits<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/Sep15\/No13_Notification_of_Change_in_Debt_Counsellor_Contact_Details.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No. 13 of 2015: Notification of change in Debt Counsellor contact details<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/Sep15\/DC_Information_Update_Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Debt Counsellor information update form<\/a><\/li>\r\n<\/ul>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">August 2015<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/Aug2015\/Return Of Funds - Circular 13-2015.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 13 of 2015: Return of unallocated funds from Credit Providers' suspense accounts<\/a>\u00a0<\/li>\r\n<\/ul>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">July 2015<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/July2015\/Circ 12-Aug20151.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 12 of 2015: Replacement of Registration Certificates<\/a><\/li>\r\n<\/ul>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">February 2015<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/feb2015\/Transfer%20Notice.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 07 of 2015:\u00a0Transfer Notice of the Files for Johan Walter Van Zyl - NCRDC 36<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/feb2015\/Fraud%20Circ%20(02-2015)1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 06 of 2015: Fraud or Unethical Behavior<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/feb2015\/TTA Guidelines Final .pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 02 of 2015: Debt Review Task Team Agreements<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/feb2015\/Withdrawal from debt review guidelines.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 002 of 2015: Withdrawal Guidelines<\/a>\u00a0<\/li>\r\n<\/ul>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">January 2015<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/jan2015\/Circ 04-Jan15 - Proposed process for end balance differences.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 04 of 2015: \u00a0Proposed Process for End Balance Differences<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/jan2015\/Circular 3 of 2015 - Section 103(5) - Proposed Guidelines.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 03 of 2015: Sec 103(5) Proposed Guidelines<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/jan2015\/Debt Review Task Team Agreements.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 02 of 2015: Debt Review Task Team Agreements<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/jan2015\/Industry DevTrends and Practices.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 01 of 2015: Industry Developments, Trends and Practices<\/a><\/li>\r\n<\/ul>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">December 2014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/dec2014\/Cirular 18 Festive Breaks .pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 18 of 2014: Debt Counselling Festive Breaks<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/dec2014\/Compilation Registrants 16.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 16 of 2014: Compilation of Accurate Data on Registrants<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/dec2014\/Circular 15 - DCRS.PDF\">Circular No 15 of 2014: Debt Counselling Rules System<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/dec2014\/Circular 14 - Termination Notices.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 14 of 2014: Section 86(10) Termination Notices<\/a><\/li>\r\n<\/ul>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">November 2014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/nov2014\/Circular (Voluntary Debt Mediation).pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No 13 of 2014: Voluntary Debt Mediation<\/a><\/li>\r\n<\/ul>\r\n<p><strong style=\"line-height: 15.8079996109009px;\">October\u00a02014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/october14\/Circular Lapse of Reg.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No.11 of 2014 - Lapse Of Registration<\/a><\/li>\r\n<\/ul>\r\n<p><strong>September 2014<\/strong><\/p>\r\n<ul>\r\n<li><strong><a href=\"documents\/pages\/circulars\/sep2014\/Circular Lapse of Reg.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular\u00a0No.11 of 2014 : Lapse\u00a0Of Registration<\/a><\/strong><\/li>\r\n<\/ul>\r\n<p><strong>June\u00a02014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/june2014\/Circular (No.09-2014).pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No.9 of 2014 : Digital Solutions Group (DSG) Queries<\/a><\/li>\r\n<\/ul>\r\n<p><strong>May\u00a02014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/may2014\/Circular (No.08-2014).pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No.8 of 2014 : Update from Credit Industry Forum<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/may2014\/Circular no. 7 of 2014.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No.7 of 2014 : Financial compliance monitoring tool<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/may2014\/Final Monitoring Tool.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Final Monitoring Tool<\/a><\/li>\r\n<\/ul>\r\n<p><strong>April 2014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/april2014\/Circular_5_of_2014.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Circular No.5 of 2014 : Draft Compliance Monitoring Tool<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/april2014\/MONITORING_TOOL_2014.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Monitoring Tool<\/a><\/li>\r\n<\/ul>\r\n<p style=\"font-size: 12.16px; line-height: 15.808px;\"><strong>March\u00a02014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/Circulars\/FAQ.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">FAQ<\/a><\/li>\r\n<\/ul>\r\n<p><strong>February 2014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/feb2014\/Feb2014-Updates Credit Forum .pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Updates credit forum<\/a><\/li>\r\n<\/ul>\r\n<p><strong>January 2014<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/jan2014\/Registration Renewal Fees Circular.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Registration Renewal Fees Circular<\/a><\/li>\r\n<\/ul>\r\n<p><strong>November 2013<\/strong><\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/nov2013\/No12-Nov-Finsense.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Finsense<\/a><\/li>\r\n<\/ul>\r\n<p><strong>April 2013<\/strong>\u00a0<\/p>\r\n<ul>\r\n<li><a href=\"documents\/pages\/circulars\/april2013\/Circular NO.02 0F 2013-FINAL DECISION ON CREDIT INDUSTRY CODES OF CONDUCT.PDF\" target=\"_blank\" rel=\"noopener noreferrer\">CIRCULAR NO. 02 OF 2013 FINAL DECISION ON CREDIT INDUSTRY CODES OF CONDUCT<\/a><\/li>\r\n<li><a href=\"documents\/pages\/circulars\/april2013\/Circular 03 of 2013-Amended codes of conduct.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">CIRCULAR NO. 03 OF 2013 AMENDED CREDIT INDUSTRY CODES OF CONDUCT<\/a><\/li>\r\n<\/ul> -->","state":1,"catid":"20","created":"2019-03-28 13:33:08","created_by":"915","created_by_alias":"","modified":"2023-11-17 14:11:35","modified_by":"915","checked_out":"915","checked_out_time":"2023-11-17 14:07:42","publish_up":"2019-03-28 13:33:08","publish_down":"0000-00-00 00:00:00","images":"{\"image_intro\":\"\",\"float_intro\":\"\",\"image_intro_alt\":\"\",\"image_intro_caption\":\"\",\"image_fulltext\":\"\",\"float_fulltext\":\"\",\"image_fulltext_alt\":\"\",\"image_fulltext_caption\":\"\"}","urls":"{\"urla\":false,\"urlatext\":\"\",\"targeta\":\"\",\"urlb\":false,\"urlbtext\":\"\",\"targetb\":\"\",\"urlc\":false,\"urlctext\":\"\",\"targetc\":\"\"}","attribs":"{\"article_layout\":\"\",\"show_title\":\"\",\"link_titles\":\"\",\"show_tags\":\"\",\"show_intro\":\"\",\"info_block_position\":\"\",\"info_block_show_title\":\"\",\"show_category\":\"\",\"link_category\":\"\",\"show_parent_category\":\"\",\"link_parent_category\":\"\",\"show_associations\":\"\",\"show_author\":\"\",\"link_author\":\"\",\"show_create_date\":\"\",\"show_modify_date\":\"\",\"show_publish_date\":\"\",\"show_item_navigation\":\"\",\"show_icons\":\"\",\"show_print_icon\":\"\",\"show_email_icon\":\"\",\"show_vote\":\"\",\"show_hits\":\"\",\"show_noauth\":\"\",\"urls_position\":\"\",\"alternative_readmore\":\"\",\"article_page_title\":\"\",\"show_publishing_options\":\"\",\"show_article_options\":\"\",\"show_urls_images_backend\":\"\",\"show_urls_images_frontend\":\"\"}","version":69,"ordering":"7","metakey":"","metadesc":"","access":"1","hits":"69581","metadata":"{\"robots\":\"\",\"author\":\"\",\"rights\":\"\",\"xreference\":\"\"}","featured":"0","language":"*","xreference":""}