(1474,70,1,'','2023-10-05 15:48:50',915,24977,'85e658969f2e0f0c29a9f2fa102704fb7bf74e7f','{\"id\":70,\"asset_id\":\"200\",\"title\":\"Media Release\",\"alias\":\"media-release\",\"introtext\":\"<table class=\\\"table table-bordered table-striped\\\" style=\\\"height: 107px;\\\" width=\\\"994\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">October 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/CCMR-CBM Press Release October 2023 (003).pdf\\\">Credit Extension slows down while impairments worsen. <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">September 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Media Release- TechSprint (11 Sept).pdf\\\">National Credit Regulator and IFC announce Tech Competition to Empower Small Credit Providers in South Africa<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/investigations in the cape town.pdf\\\">Investigations in the Cape Town<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Media Release- TechSprint Briefing.pdf\\\">TechSprint Briefing Media Release<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/CCMR-CBM Press Release March 2023 final.pdf\\\">CCMR-CBM Press Release March 2023 final<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2023<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/media release Borrow Wisely 2023.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Borrow Wisely. T\\u2019s and C\\u2019s apply! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">December 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Spend wisely during festive season December 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Spend wisely during festive season <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - Don\'t led Black Friday lead to a Blacklisting approved.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let Black Friday lead to a Blacklisting! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Stats_September 2022 (002) (2) (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit extension marginally slows down <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/CEO-0121-Draft media release on victim of cyber scam - September 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t be the next victim of a cyber-scam <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - Debt counselling Campaign(August)-Final.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling-a debt relief measure for over-indebted consumers <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release on credit bureau information Youth - 30 June 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Keep your credit bureau record clean regardless of the rising cost of living <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">May 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - MSR_May 2022.pdf\\\">MSR Financial Solutions (Pty) Ltd and other credit providers flout the National Credit Act and deals with the consequences <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release _Social media advertising Debt Counselling- March 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Misleading advertising on Social Media platforms regarding debt counselling <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Consumer Rights 2022 .pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumer rights in the digital world <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release on borrow wisely - 2022 final.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumers are encouraged to borrow wisely and start saving <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA RELEASE - SPEND WISELY WEBINAR (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Be smart, mind your money, know your rights webinar <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Clarke Gardener.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Consumer Tribunal finds Mr. Clark Gardner, a director of Summit Financial Partners (Pty) Ltd, guilty of contravening the National Credit Act and his conditions of registration as a debt counsellor <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release Black Friday FINAL.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Lit Black Friday Vibes \\u2013 Don\\u2019t burn your budget! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/media release Cards retention.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">It is illegal for a credit provider to take a consumer\\u2019s ID or cards when granting credit <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Press release October 2021 -.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Mortgages growth holds steady <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Looting destruction.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Looting mayhem has cost some consumers dearly<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Approved media release Debt counselling2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling offers new lease of life for over-indebted consumers<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Mens vs Finances 2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Men and finances<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/press release June 2021.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit extension slows down<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release June 2021- Youth and CB.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The importance of knowing your credit status<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Debt Relief - June 2021 (003).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Credit Regulator warns against false information on the National Credit Amendment Act relating to \\u201cDebt Intervention\\u201d<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/4. Credit Ombud and NCR MoU.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The NCR and the Credit Ombud rowing together in the same boat.<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Rights - March 2021_.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let bad credit pollute your life<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Borrow Wisely Media Release FINAL.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Start the 2021 on a good note, spend wisely borrow wisely!<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">December 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Spend wisely..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">2020 has been difficult for many, spend wisely for a better New Year<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Black Friday 2020..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Avoid spending what you do not have on Black Friday!<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/press release October 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Covid-19 impact on credit extension<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA ADVISORY-CONSUMER RIGHTS WEBINAR (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Media advisory cosumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA RELEASE - CONSUMER RIGHTS WEBINAR-1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Media release consumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Debt counselling provides hope for those in need.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling provides hope for those in need <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Options during COVID19.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Managing debt during COVID-19 times <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/COVID-19- Credit Life Insurance..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumers advised to use their credit life insurance for relief <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Fake CPs and Upfront Payment.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Be careful of \\\"fake\\\" credit provider scams during the covid-19 pandemic <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/COVID-19 Media Release.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Avoid panic buying as it may lead to over-indebtedness <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Rights - March 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Know your Consumer Rights and be protected <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Shoprite 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Appeal court confirms Shoprite granted credit recklessly to consumers <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2020<\\/td>\\r\\n<td><a href=\\\"documents\\/Asia Lamara.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator: Asia Lamara\\u2019s registration as a debt counsellor cancelled <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2020<\\/td>\\r\\n<td><a href=\\\"documents\\/Borrow Wisely - January 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit is expensive, be a smart consumer and borrow wisely! <\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>December 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Spend wisely - December 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Spend wisely this festive season, January is a few weeks away! <\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Black Friday - November 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let Black Friday lead to \\u201cBlacklisting\\u201d! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/CB Compliance Media Release - November 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator: Do not be duped to pay for free services <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Press Release October 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Increase in credit extension <\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Debt Counselling - August.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consider debt counselling to defeat debt<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Media Release July 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The Tribunal rules that child support and foster care grants cannot be used as consumer\\u2019s income to apply for credit.<\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Standard Bank common law set-off judgment.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The High Court rules in favour of the NCR that set-off does not apply to credit agreements subject to the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>May 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Card Retention.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator urges consumers to collect their cards and identity documents from credit providers <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>April 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/VW on the road fees.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Tribunal finds that the on the road fee, admin fee and handling fee charged by Volkswagen Financial Services South Africa (Pty) Ltd on credit agreements are unlawful <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Eastern cape raid - Feb 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Joint operation between NCR, Office of the Consumer Protector and SASSA in Sarah Baartman District Municipality in the Eastern Cape <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Borrow Wisely 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> If you have to borrow, borrow wisely! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2019 -<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR issues warning against fake loan scams 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator issues a public warning against fake loan scams <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>December 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Spend Wisely.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Do not overdo it this festive season \\u2013 Spend Wisely!<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media release on decision of the SCA on MFSA application for special leave.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The Supreme Court of Appeal dismisses the MFSA\\u2019s application for special leave to appeal the judgment of the Full Court of the North Gauteng <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Black Friday - November1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Don\\u2019t let Black Friday be the reason for your financial woes! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media Release - Debt Counselling.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Credit Regulator to educate the community of Katlehong in Ekurhuleni on their consumer rights and debt counselling <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media Release 17 october.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The National Credit Regulator issues a public warning about Charis Financial Services <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2018<\\/td>\\r\\n<td><a href=\\\"documents\\/Press Relese oct 2018.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Credit extension seasonally surges <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>September 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Debt Counselling - SeptemberMedia Release (00000003).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">If you can no longer afford to pay your debts, debt counselling could be of help<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media statement on Full Court judgment against MFSA.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The Full Bench of the North Gauteng High Court rules in favour of the dti and NCR in the MFSA review application on the interest rate on the short-term loan<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR -Lewis Stores_SCA Leave to Appeal.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Supreme Court of Appeal grants the National Credit Regulator leave to appeal the Lewis Stores judgment<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR issues warning against fake loan scams.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">8 NCR issues warning against fake loan scams<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/CCMR CBM Press Release June 2018_.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">J Credit extension slows down <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>April 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Consumer credit health improves.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumer credit health improves <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Consumerrights.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Know your rights - Do not to pay any upfront fees when applying for loans <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Borrow Wisely.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Avoid over-indebtedness and borrow wisely <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>Novemeber 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Black Friday and Festive spending.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Don\\u2019t shop till you drop on Black Friday - Spend Wisely <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/media Release VWFS.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator issues a Compliance Notice to Volkswagen Financial Services South Africa (Pty) Ltd for charging consumers an on the road fee, admin fee and handling fee on credit agreements <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>September 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/SHOPRITE MEDIA RELEASE.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Tribunal finds Shoprite guilty of reckless lending <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/CCMR  CBM Press Release March 2017_20170807.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Credit extension slows down <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Foschini.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator refers Foschini Retail Group (Pty) Ltd to the National Consumer Tribunal for breach of the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Recession may affect consumers badly _ June 2017.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Recession may affect consumers badly<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/NCR appeals NCT Judgment in favour of Lewis Stores.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> NCR appeals NCT Judgment in favour of Lewis Stores<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Mr Price media statement.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator refers Mr Price Group Limited to the National Consumer Tribunal for breach of the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>May 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Medial Release on Allied Capital LM  15 May 2017.pdf\\\"> Tribunal declares Allied Capital (Pty) Ltd\\u2019s \\u201cpawn your car and still drive it\\u201d scheme unlawful and orders return of consumers\\u2019 cars<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/National Credit Regulator and National Consumer Commission collaborate in enforcing consumer rights.pdf\\\"> National Credit Regulator and National Consumer Commission collaborate in enforcing consumer rights<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Theunissen release.pdf\\\">National Credit Regulator raids Nian Shun Trading in Theunissen<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/MEDIA_RELEASE_unregistered_entities.pdf\\\"> The National Credit Regulator issues Compliance Notices to unregistered credit providers<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/MEDIA RELEASE -Eagle Cahs Loans.pdf\\\">The National Consumer Tribunal cancels the registration of Eagle Cash Loans for contravention of National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Final Credit Life Insurance Regulations.pdf\\\"> Final Credit Life Insurance Regulations<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Media release on set-off.pdf\\\">The National Credit Regulator applies for a declaratory order in the North Gauteng High Court<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Media Release - January 2017.pdf\\\">Borrow responsibly with the future in mind<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"17\",\"created\":\"2019-08-06 08:17:21\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-10-05 15:48:50\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-10-05 15:46:36\",\"publish_up\":\"2019-08-06 08:17:21\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":93,\"ordering\":\"1\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"33627\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1475,70,1,'','2023-10-05 15:50:00',915,24975,'b20ea6fb6b2ca99d2b71fa65546cc8e3debe9069','{\"id\":70,\"asset_id\":\"200\",\"title\":\"Media Release\",\"alias\":\"media-release\",\"introtext\":\"<table class=\\\"table table-bordered table-striped\\\" style=\\\"height: 107px;\\\" width=\\\"994\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">October 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/CCMR-CBM Press Release October 2023 (003).pdf\\\">Credit Extension slows down while impairments worsen<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">September 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Media Release- TechSprint (11 Sept).pdf\\\">National Credit Regulator and IFC announce Tech Competition to Empower Small Credit Providers in South Africa<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/investigations in the cape town.pdf\\\">Investigations in the Cape Town<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Media Release- TechSprint Briefing.pdf\\\">TechSprint Briefing Media Release<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/CCMR-CBM Press Release March 2023 final.pdf\\\">CCMR-CBM Press Release March 2023 final<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2023<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/media release Borrow Wisely 2023.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Borrow Wisely. T\\u2019s and C\\u2019s apply! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">December 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Spend wisely during festive season December 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Spend wisely during festive season <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - Don\'t led Black Friday lead to a Blacklisting approved.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let Black Friday lead to a Blacklisting! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Stats_September 2022 (002) (2) (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit extension marginally slows down <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/CEO-0121-Draft media release on victim of cyber scam - September 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t be the next victim of a cyber-scam <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - Debt counselling Campaign(August)-Final.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling-a debt relief measure for over-indebted consumers <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release on credit bureau information Youth - 30 June 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Keep your credit bureau record clean regardless of the rising cost of living <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">May 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - MSR_May 2022.pdf\\\">MSR Financial Solutions (Pty) Ltd and other credit providers flout the National Credit Act and deals with the consequences <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release _Social media advertising Debt Counselling- March 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Misleading advertising on Social Media platforms regarding debt counselling <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Consumer Rights 2022 .pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumer rights in the digital world <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release on borrow wisely - 2022 final.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumers are encouraged to borrow wisely and start saving <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA RELEASE - SPEND WISELY WEBINAR (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Be smart, mind your money, know your rights webinar <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Clarke Gardener.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Consumer Tribunal finds Mr. Clark Gardner, a director of Summit Financial Partners (Pty) Ltd, guilty of contravening the National Credit Act and his conditions of registration as a debt counsellor <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release Black Friday FINAL.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Lit Black Friday Vibes \\u2013 Don\\u2019t burn your budget! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/media release Cards retention.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">It is illegal for a credit provider to take a consumer\\u2019s ID or cards when granting credit <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Press release October 2021 -.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Mortgages growth holds steady <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Looting destruction.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Looting mayhem has cost some consumers dearly<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Approved media release Debt counselling2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling offers new lease of life for over-indebted consumers<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Mens vs Finances 2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Men and finances<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/press release June 2021.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit extension slows down<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release June 2021- Youth and CB.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The importance of knowing your credit status<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Debt Relief - June 2021 (003).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Credit Regulator warns against false information on the National Credit Amendment Act relating to \\u201cDebt Intervention\\u201d<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/4. Credit Ombud and NCR MoU.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The NCR and the Credit Ombud rowing together in the same boat.<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Rights - March 2021_.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let bad credit pollute your life<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Borrow Wisely Media Release FINAL.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Start the 2021 on a good note, spend wisely borrow wisely!<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">December 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Spend wisely..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">2020 has been difficult for many, spend wisely for a better New Year<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Black Friday 2020..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Avoid spending what you do not have on Black Friday!<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/press release October 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Covid-19 impact on credit extension<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA ADVISORY-CONSUMER RIGHTS WEBINAR (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Media advisory cosumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA RELEASE - CONSUMER RIGHTS WEBINAR-1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Media release consumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Debt counselling provides hope for those in need.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling provides hope for those in need <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Options during COVID19.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Managing debt during COVID-19 times <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/COVID-19- Credit Life Insurance..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumers advised to use their credit life insurance for relief <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Fake CPs and Upfront Payment.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Be careful of \\\"fake\\\" credit provider scams during the covid-19 pandemic <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/COVID-19 Media Release.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Avoid panic buying as it may lead to over-indebtedness <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Rights - March 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Know your Consumer Rights and be protected <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Shoprite 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Appeal court confirms Shoprite granted credit recklessly to consumers <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2020<\\/td>\\r\\n<td><a href=\\\"documents\\/Asia Lamara.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator: Asia Lamara\\u2019s registration as a debt counsellor cancelled <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2020<\\/td>\\r\\n<td><a href=\\\"documents\\/Borrow Wisely - January 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit is expensive, be a smart consumer and borrow wisely! <\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>December 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Spend wisely - December 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Spend wisely this festive season, January is a few weeks away! <\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Black Friday - November 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let Black Friday lead to \\u201cBlacklisting\\u201d! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/CB Compliance Media Release - November 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator: Do not be duped to pay for free services <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Press Release October 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Increase in credit extension <\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Debt Counselling - August.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consider debt counselling to defeat debt<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Media Release July 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The Tribunal rules that child support and foster care grants cannot be used as consumer\\u2019s income to apply for credit.<\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Standard Bank common law set-off judgment.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The High Court rules in favour of the NCR that set-off does not apply to credit agreements subject to the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>May 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Card Retention.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator urges consumers to collect their cards and identity documents from credit providers <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>April 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/VW on the road fees.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Tribunal finds that the on the road fee, admin fee and handling fee charged by Volkswagen Financial Services South Africa (Pty) Ltd on credit agreements are unlawful <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Eastern cape raid - Feb 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Joint operation between NCR, Office of the Consumer Protector and SASSA in Sarah Baartman District Municipality in the Eastern Cape <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Borrow Wisely 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> If you have to borrow, borrow wisely! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2019 -<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR issues warning against fake loan scams 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator issues a public warning against fake loan scams <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>December 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Spend Wisely.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Do not overdo it this festive season \\u2013 Spend Wisely!<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media release on decision of the SCA on MFSA application for special leave.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The Supreme Court of Appeal dismisses the MFSA\\u2019s application for special leave to appeal the judgment of the Full Court of the North Gauteng <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Black Friday - November1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Don\\u2019t let Black Friday be the reason for your financial woes! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media Release - Debt Counselling.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Credit Regulator to educate the community of Katlehong in Ekurhuleni on their consumer rights and debt counselling <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media Release 17 october.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The National Credit Regulator issues a public warning about Charis Financial Services <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2018<\\/td>\\r\\n<td><a href=\\\"documents\\/Press Relese oct 2018.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Credit extension seasonally surges <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>September 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Debt Counselling - SeptemberMedia Release (00000003).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">If you can no longer afford to pay your debts, debt counselling could be of help<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media statement on Full Court judgment against MFSA.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The Full Bench of the North Gauteng High Court rules in favour of the dti and NCR in the MFSA review application on the interest rate on the short-term loan<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR -Lewis Stores_SCA Leave to Appeal.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Supreme Court of Appeal grants the National Credit Regulator leave to appeal the Lewis Stores judgment<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR issues warning against fake loan scams.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">8 NCR issues warning against fake loan scams<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/CCMR CBM Press Release June 2018_.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">J Credit extension slows down <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>April 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Consumer credit health improves.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumer credit health improves <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Consumerrights.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Know your rights - Do not to pay any upfront fees when applying for loans <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Borrow Wisely.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Avoid over-indebtedness and borrow wisely <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>Novemeber 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Black Friday and Festive spending.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Don\\u2019t shop till you drop on Black Friday - Spend Wisely <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/media Release VWFS.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator issues a Compliance Notice to Volkswagen Financial Services South Africa (Pty) Ltd for charging consumers an on the road fee, admin fee and handling fee on credit agreements <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>September 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/SHOPRITE MEDIA RELEASE.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Tribunal finds Shoprite guilty of reckless lending <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/CCMR  CBM Press Release March 2017_20170807.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Credit extension slows down <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Foschini.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator refers Foschini Retail Group (Pty) Ltd to the National Consumer Tribunal for breach of the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Recession may affect consumers badly _ June 2017.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Recession may affect consumers badly<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/NCR appeals NCT Judgment in favour of Lewis Stores.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> NCR appeals NCT Judgment in favour of Lewis Stores<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Mr Price media statement.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator refers Mr Price Group Limited to the National Consumer Tribunal for breach of the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>May 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Medial Release on Allied Capital LM  15 May 2017.pdf\\\"> Tribunal declares Allied Capital (Pty) Ltd\\u2019s \\u201cpawn your car and still drive it\\u201d scheme unlawful and orders return of consumers\\u2019 cars<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/National Credit Regulator and National Consumer Commission collaborate in enforcing consumer rights.pdf\\\"> National Credit Regulator and National Consumer Commission collaborate in enforcing consumer rights<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Theunissen release.pdf\\\">National Credit Regulator raids Nian Shun Trading in Theunissen<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/MEDIA_RELEASE_unregistered_entities.pdf\\\"> The National Credit Regulator issues Compliance Notices to unregistered credit providers<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/MEDIA RELEASE -Eagle Cahs Loans.pdf\\\">The National Consumer Tribunal cancels the registration of Eagle Cash Loans for contravention of National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Final Credit Life Insurance Regulations.pdf\\\"> Final Credit Life Insurance Regulations<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Media release on set-off.pdf\\\">The National Credit Regulator applies for a declaratory order in the North Gauteng High Court<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Media Release - January 2017.pdf\\\">Borrow responsibly with the future in mind<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"17\",\"created\":\"2019-08-06 08:17:21\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-10-05 15:50:00\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-10-05 15:48:50\",\"publish_up\":\"2019-08-06 08:17:21\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":94,\"ordering\":\"1\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"33630\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1476,140,1,'','2023-10-05 15:52:33',915,7073,'f3b92d66629227e87b8d454057cd3e6ab2c8c31c','{\"id\":140,\"asset_id\":298,\"title\":\"Credit Extension slows down while impairments worsen. \",\"alias\":\"credit-extension-slows-down-while-impairments-worsen\",\"introtext\":\"<p align=\\\"right\\\"><strong> October 2023<\\/strong><\\/p>\\r\\n<p>Today, the National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM), which are based on data submitted by the registered credit providers and credit bureaus respectively. The latest edition of the reports covers credit market information from April 2023 to June 2023. The total value of new credit granted increased by 0.15% quarter-on-quarter from R141.78 billion to R141.99 billion. The number of credit agreements entered-into increased by 6.66% quarter-on-quarter from 3.79 million to 4.04 million.<br \\/> The following were some of the most significant trends observed in terms of credit granted for the quarter ended June 2023:<\\/p>\\r\\n<ul>\\r\\n<li>The value of new mortgages granted increased by R2. 75 billion (6.09%) quarter-on-quarter and decreased by R9.69 billion (16. 85%) year-on-year.<\\/li>\\r\\n<li>Secured credit, which is dominated by vehicle finance, decreased by R480.03billion (1.06%) quarter-on-quarter, and by R153.55 million (0.34%) year-on-year.<\\/li>\\r\\n<li>Credit facilities decreased by R1.14 billion (4.80%) quarter-on-quarter and by R1.66 billion (6.85%) year-on year.<\\/li>\\r\\n<li>Unsecured credit decreased by R354.87 million (1.53%) quarter-on-quarter, and by R4.08 billion (15.14%) year-on-year.<\\/li>\\r\\n<li>Short-term credit increased by R235.09 million (11.14%) quarter-on-quarter and by R156.06 million (7.13%) year-on-year.<\\/li>\\r\\n<\\/ul>\\r\\n<p>The total outstanding consumer credit balances (or gross debtor\\u2019s book) as at June 2023 was R2.31 trillion, representing an increase of 0.74% quarter-on-quarter and by 5.81% year-on-year. The trends for outstanding balances for the quarter ended June 2023 were as follows:<\\/p>\\r\\n<ul>\\r\\n<li>Mortgages debtors book increased by R8. 62 billion (0. 72%) quarter\\u2013on-quarter and by R64.58 billion (5.65%) year-on-year.<\\/li>\\r\\n<li>Secured credit debtors book increased by R3.02 billion (0.61%) quarter-on-quarter and by R22.03 billion (4.59%) year-on-year.<\\/li>\\r\\n<li>Credit facilities debtors book increased by R5. 40 billion (1.73%) quarter-on-quarter and by R30.97 billion (10.81%) year-on-year.<\\/li>\\r\\n<li>Unsecured credit debtors book decreased by R910.18 million (0.41%) quarter-on-quarter and increased by R5.26 billion (2.43%) year-on-year.<\\/li>\\r\\n<li>Short-term credit debtors book increased by R106.08 million (5.07%) quarter-on-quarter and by R339.78 million (18.27%) year-on-year.<\\/li>\\r\\n<\\/ul>\\r\\n<p>Credit bureaus held records for 27.05 million credit-active consumers, which was a decrease of 0.05% when compared to the 27.07 million in the previous quarter. Consumers classified in good standing decreased by 215,482 to 17.03 million. This amounts to 62.95% of the total number of credit-active consumers. The number of credit-active accounts decreased from 90.44 million to 90.21 million in the quarter ended June 2023. The number of impaired accounts has increased from 19.13 million (21.15%) to 19.29 million (21.38%) in June 2023, an increase of 158 725 quarter-on-quarter and 26 685year-on-year.<\\/p>\\r\\n<p>The interest rate cycle has been on an upward swing placing consumer\\u2019s payment obligations under severe financial pressure as a result of increased debt re-payment installments. The NCR urges consumers to plan and monitor their spending by drawing up a monthly budget and making shopping lists to manage their expenses. The NCR encourages consumers battling with debt repayments to contact their credit providers for assistance with payment re-arrangements. Consumers must not avoid credit providers when in distress.<\\/p>\\r\\n<p>In the worst-case scenario, consumers are urged to contact their nearest registered debt counsellors to seek help. Debt counselling is intended to assist consumers who are over-indebted. Over-indebtedness is a state where the consumer \\u2018s income is not sufficient to cover all financial obligations and living expenses. A registered debt counsellor should be able to assist the consumer with budget advice and debt restructuring, says Mr Ngoako Mabeba, the Statistics and Research Manager at the NCR.<\\/p>\\r\\n<p><strong><em>Comparisons in this release- \\u2018quarter-on-quarter\\u2019 refers to a comparison between the March 2023 and June 2023 quarters, and \\u2018year-on-year\\u2019 refers to a comparison between the June 2022 and June 2023 quarters<\\/em><\\/strong><strong>.<\\/strong><\\/p>\\r\\n<p align=\\\"center\\\"><strong>ENDS<\\/strong><\\/p>\\r\\n<hr \\/>\\r\\n<p><strong>About The National Credit Regulator<\\/strong><br \\/> The National Credit Regulator (NCR) was established as the regulator under the National Credit Act 34 of 2005 (NCA) and is responsible for the regulation of the South African credit industry. The NCR is mandated with the registration of Credit Providers, Credit Bureaus, Debt Counsellors, Payment Distribution Agents, and Alternative Dispute Resolution Agents; and monitoring their conduct in compliance with the National Credit Act as amended. The National Credit Regulator offers education and protection to consumers of credit in promotion of a South African credit market that is fair, transparent, accessible and dynamic.<\\/p>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"8\",\"created\":\"2023-10-05 15:52:33\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-10-05 15:52:33\",\"modified_by\":null,\"checked_out\":null,\"checked_out_time\":null,\"publish_up\":\"2023-10-05 15:52:33\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":1,\"ordering\":null,\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":null,\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1478,39,1,'','2023-10-10 11:07:09',915,1945,'0c4eff49cb19586dbcf0b33ef6f93b8caf618bc7','{\"id\":39,\"asset_id\":\"146\",\"title\":\"NCR BBBEE Certificate\",\"alias\":\"ncr-bbbee-certificate\",\"introtext\":\"<p><a href=\\\"documents\\/Final Certificate - National Credit Regulator (NCR) BE12781-021023.pdf\\\">Click here<\\/a> to view the NCR BBBEE CERTIFICATE<\\/p>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"23\",\"created\":\"2019-04-11 09:28:11\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-10-10 11:07:09\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-10-10 11:06:33\",\"publish_up\":\"2019-04-11 09:28:11\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":7,\"ordering\":\"1\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"19087\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1482,70,1,'','2023-10-16 15:40:45',915,25380,'35ac13a01eb97794e89a663266b28e1334812609','{\"id\":70,\"asset_id\":\"200\",\"title\":\"Media Release\",\"alias\":\"media-release\",\"introtext\":\"<table class=\\\"table table-bordered table-striped\\\" style=\\\"height: 107px;\\\" width=\\\"994\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">October 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/media releaase october 2023 - NCR and IFC Tech Competition Fosters Financial Inclusion and Empowers                     Small Credit Providers in South Africa.pdf\\\">NCR and IFC Tech Competition Fosters Financial Inclusion and Empowers Small Credit Providers in South Africa<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">October 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/CCMR-CBM Press Release October 2023 (003).pdf\\\">Credit Extension slows down while impairments worsen<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">September 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Media Release- TechSprint (11 Sept).pdf\\\">National Credit Regulator and IFC announce Tech Competition to Empower Small Credit Providers in South Africa<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/investigations in the cape town.pdf\\\">Investigations in the Cape Town<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Media Release- TechSprint Briefing.pdf\\\">TechSprint Briefing Media Release<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/CCMR-CBM Press Release March 2023 final.pdf\\\">CCMR-CBM Press Release March 2023 final<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2023<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/media release Borrow Wisely 2023.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Borrow Wisely. T\\u2019s and C\\u2019s apply! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">December 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Spend wisely during festive season December 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Spend wisely during festive season <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - Don\'t led Black Friday lead to a Blacklisting approved.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let Black Friday lead to a Blacklisting! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Stats_September 2022 (002) (2) (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit extension marginally slows down <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/CEO-0121-Draft media release on victim of cyber scam - September 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t be the next victim of a cyber-scam <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - Debt counselling Campaign(August)-Final.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling-a debt relief measure for over-indebted consumers <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release on credit bureau information Youth - 30 June 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Keep your credit bureau record clean regardless of the rising cost of living <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">May 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release - MSR_May 2022.pdf\\\">MSR Financial Solutions (Pty) Ltd and other credit providers flout the National Credit Act and deals with the consequences <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release _Social media advertising Debt Counselling- March 2022.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Misleading advertising on Social Media platforms regarding debt counselling <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Consumer Rights 2022 .pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumer rights in the digital world <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2022<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release on borrow wisely - 2022 final.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumers are encouraged to borrow wisely and start saving <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA RELEASE - SPEND WISELY WEBINAR (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Be smart, mind your money, know your rights webinar <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Clarke Gardener.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Consumer Tribunal finds Mr. Clark Gardner, a director of Summit Financial Partners (Pty) Ltd, guilty of contravening the National Credit Act and his conditions of registration as a debt counsellor <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release Black Friday FINAL.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Lit Black Friday Vibes \\u2013 Don\\u2019t burn your budget! <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/media release Cards retention.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">It is illegal for a credit provider to take a consumer\\u2019s ID or cards when granting credit <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Press release October 2021 -.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Mortgages growth holds steady <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Looting destruction.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Looting mayhem has cost some consumers dearly<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Approved media release Debt counselling2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling offers new lease of life for over-indebted consumers<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release Mens vs Finances 2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Men and finances<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/press release June 2021.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit extension slows down<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media release June 2021- Youth and CB.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The importance of knowing your credit status<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">June 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Debt Relief - June 2021 (003).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Credit Regulator warns against false information on the National Credit Amendment Act relating to \\u201cDebt Intervention\\u201d<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/4. Credit Ombud and NCR MoU.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The NCR and the Credit Ombud rowing together in the same boat.<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Rights - March 2021_.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let bad credit pollute your life<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2021<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Borrow Wisely Media Release FINAL.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Start the 2021 on a good note, spend wisely borrow wisely!<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">December 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Spend wisely..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">2020 has been difficult for many, spend wisely for a better New Year<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">November 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Black Friday 2020..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Avoid spending what you do not have on Black Friday!<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">October 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/press release October 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Covid-19 impact on credit extension<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA ADVISORY-CONSUMER RIGHTS WEBINAR (002).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Media advisory cosumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">September 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/MEDIA RELEASE - CONSUMER RIGHTS WEBINAR-1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Media release consumer rights webinar - Consumer protection matters to come under spotlight during the dtic dialogue<\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">August 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Debt counselling provides hope for those in need.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt counselling provides hope for those in need <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">July 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Options during COVID19.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Managing debt during COVID-19 times <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/COVID-19- Credit Life Insurance..pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumers advised to use their credit life insurance for relief <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">April 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Media Release - Fake CPs and Upfront Payment.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Be careful of \\\"fake\\\" credit provider scams during the covid-19 pandemic <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/COVID-19 Media Release.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Avoid panic buying as it may lead to over-indebtedness <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">March 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Consumer Rights - March 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Know your Consumer Rights and be protected <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td width=\\\"156\\\">January 2020<\\/td>\\r\\n<td width=\\\"826\\\"><a href=\\\"documents\\/Shoprite 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Appeal court confirms Shoprite granted credit recklessly to consumers <\\/a> \\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2020<\\/td>\\r\\n<td><a href=\\\"documents\\/Asia Lamara.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator: Asia Lamara\\u2019s registration as a debt counsellor cancelled <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2020<\\/td>\\r\\n<td><a href=\\\"documents\\/Borrow Wisely - January 2020.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Credit is expensive, be a smart consumer and borrow wisely! <\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>December 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Spend wisely - December 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Spend wisely this festive season, January is a few weeks away! <\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Black Friday - November 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Don\\u2019t let Black Friday lead to \\u201cBlacklisting\\u201d! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/CB Compliance Media Release - November 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator: Do not be duped to pay for free services <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Press Release October 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Increase in credit extension <\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Debt Counselling - August.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consider debt counselling to defeat debt<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Media Release July 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The Tribunal rules that child support and foster care grants cannot be used as consumer\\u2019s income to apply for credit.<\\/a>\\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0 \\u00a0\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2019<\\/td>\\r\\n<td><a href=\\\"documents\\/Standard Bank common law set-off judgment.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The High Court rules in favour of the NCR that set-off does not apply to credit agreements subject to the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>May 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Card Retention.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">National Credit Regulator urges consumers to collect their cards and identity documents from credit providers <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>April 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/VW on the road fees.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Tribunal finds that the on the road fee, admin fee and handling fee charged by Volkswagen Financial Services South Africa (Pty) Ltd on credit agreements are unlawful <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Eastern cape raid - Feb 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Joint operation between NCR, Office of the Consumer Protector and SASSA in Sarah Baartman District Municipality in the Eastern Cape <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2019<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Borrow Wisely 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> If you have to borrow, borrow wisely! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2019 -<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR issues warning against fake loan scams 2019.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator issues a public warning against fake loan scams <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>December 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Spend Wisely.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Do not overdo it this festive season \\u2013 Spend Wisely!<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media release on decision of the SCA on MFSA application for special leave.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The Supreme Court of Appeal dismisses the MFSA\\u2019s application for special leave to appeal the judgment of the Full Court of the North Gauteng <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Black Friday - November1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Don\\u2019t let Black Friday be the reason for your financial woes! <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>November 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media Release - Debt Counselling.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">The National Credit Regulator to educate the community of Katlehong in Ekurhuleni on their consumer rights and debt counselling <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media Release 17 october.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The National Credit Regulator issues a public warning about Charis Financial Services <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2018<\\/td>\\r\\n<td><a href=\\\"documents\\/Press Relese oct 2018.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Credit extension seasonally surges <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>September 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Debt Counselling - SeptemberMedia Release (00000003).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">If you can no longer afford to pay your debts, debt counselling could be of help<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Media statement on Full Court judgment against MFSA.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> The Full Bench of the North Gauteng High Court rules in favour of the dti and NCR in the MFSA review application on the interest rate on the short-term loan<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR -Lewis Stores_SCA Leave to Appeal.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Supreme Court of Appeal grants the National Credit Regulator leave to appeal the Lewis Stores judgment<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/NCR issues warning against fake loan scams.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">8 NCR issues warning against fake loan scams<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/CCMR CBM Press Release June 2018_.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">J Credit extension slows down <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>April 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Consumer credit health improves.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Consumer credit health improves <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Consumerrights.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Know your rights - Do not to pay any upfront fees when applying for loans <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2018<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Borrow Wisely.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Avoid over-indebtedness and borrow wisely <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>Novemeber 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/Black Friday and Festive spending.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Don\\u2019t shop till you drop on Black Friday - Spend Wisely <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>October 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/media Release VWFS.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator issues a Compliance Notice to Volkswagen Financial Services South Africa (Pty) Ltd for charging consumers an on the road fee, admin fee and handling fee on credit agreements <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>September 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/SHOPRITE MEDIA RELEASE.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Tribunal finds Shoprite guilty of reckless lending <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>August 2017<\\/td>\\r\\n<td><a href=\\\"http:\\/\\/www.ncr.org.za\\/documents\\/CCMR  CBM Press Release March 2017_20170807.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Credit extension slows down <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>July 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Foschini.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator refers Foschini Retail Group (Pty) Ltd to the National Consumer Tribunal for breach of the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Recession may affect consumers badly _ June 2017.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> Recession may affect consumers badly<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/NCR appeals NCT Judgment in favour of Lewis Stores.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> NCR appeals NCT Judgment in favour of Lewis Stores<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>June 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Mr Price media statement.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"> National Credit Regulator refers Mr Price Group Limited to the National Consumer Tribunal for breach of the National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>May 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Medial Release on Allied Capital LM  15 May 2017.pdf\\\"> Tribunal declares Allied Capital (Pty) Ltd\\u2019s \\u201cpawn your car and still drive it\\u201d scheme unlawful and orders return of consumers\\u2019 cars<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/National Credit Regulator and National Consumer Commission collaborate in enforcing consumer rights.pdf\\\"> National Credit Regulator and National Consumer Commission collaborate in enforcing consumer rights<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Theunissen release.pdf\\\">National Credit Regulator raids Nian Shun Trading in Theunissen<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>March 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/MEDIA_RELEASE_unregistered_entities.pdf\\\"> The National Credit Regulator issues Compliance Notices to unregistered credit providers<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/MEDIA RELEASE -Eagle Cahs Loans.pdf\\\">The National Consumer Tribunal cancels the registration of Eagle Cash Loans for contravention of National Credit Act<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>February 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Final Credit Life Insurance Regulations.pdf\\\"> Final Credit Life Insurance Regulations<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Media release on set-off.pdf\\\">The National Credit Regulator applies for a declaratory order in the North Gauteng High Court<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>January 2017<\\/td>\\r\\n<td><a href=\\\"documents\\/Media Release - January 2017.pdf\\\">Borrow responsibly with the future in mind<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"17\",\"created\":\"2019-08-06 08:17:21\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-10-16 15:40:45\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-10-16 15:38:46\",\"publish_up\":\"2019-08-06 08:17:21\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":96,\"ordering\":\"1\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"34098\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1483,141,1,'','2023-10-16 15:44:12',915,7188,'c2ca28c30afcc607ac0d4d67d9bec3d6ad2607ec','{\"id\":141,\"asset_id\":299,\"title\":\"NCR and IFC Tech Competition Fosters Financial Inclusion and Empowers                     Small Credit Providers in South Africa\",\"alias\":\"ncr-and-ifc-tech-competition-fosters-financial-inclusion-and-empowers-small-credit-providers-in-south-africa\",\"introtext\":\"<p align=\\\"right\\\"><strong>October 2023<\\/strong><\\/p>\\r\\n<p>The National Credit Regulator (NCR) and the IFC - International Finance Corporation have come together to bring about an innovative competition aimed at supporting the digitisation and regulatory compliance of small credit providers in South Africa.<\\/p>\\r\\n<p>The initiative will incorporate a TechSprint and subsequent Showcase event, engaging software developers and technology teams to create robust, cost-effective solutions and showcase ready to be introduced to the market solutions. These solutions are specifically targeted towards small credit providers, with the ultimate objective of enhancing financial inclusion for underserved borrowers.<\\/p>\\r\\n<p>The two events aim to leverage technological innovation to improve the resilience and compliance of small credit providers. The TechSprint week, also referred to as the Hackathon, will take place from 16 to 19 October 2023. Participating teams will have four days to build prototype solutions, with support from industry experts who will provide valuable insights to the participating team.<\\/p>\\r\\n<p>A demo day will follow on 20 October 2023, where the tech teams will present their prototypes to a panel of judges. At the end of the presentation, winners will be announced, with the prize that includes an incubation programme aimed at assisting the winner to take their solution to market.<\\/p>\\r\\n<p>The Showcase event will take place on 24 October 2023 where tech companies will Showcase their existing solution geared on improving resilience, inclusion, and compliance with the National Credit Act (NCA).<\\/p>\\r\\n<p>Small credit providers play a significant role within the South African financial ecosystem, serving the base of the pyramid and the last mile, \\u201cmany of these providers encounter challenges in complying with Regulation 19 (13) of the (NCA), which prescribes the requirement for credit providers when submitting credit information to a credit bureau. This barrier in many cases serves as a limitation for individuals from participating in and contributing to the expansion of the national economy. With the support of our partners, the NCR had to find innovative ways to solve these challenges\\u201d the NCR Chief Executive Officer, Nomsa Motshegare said To learn more about the NCR Onboarding TechSprint and Showcase visit: <a href=\\\"https:\\/\\/eur03.safelinks.protection.outlook.com\\/?url=https%3A%2F%2Fwww.ncr.org.za%2Findex.php%2Fpublications%2Ftechsprint&amp;data=05%7C01%7CPTlabela%40ncr.org.za%7C1d5577f8f936451aa2a208dbcdc49821%7C9c24d5180d3b43368040f585907bddb2%7C0%7C0%7C638330016484400105%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=1hX577D8yWAtgI0zfTVYyrh%2BNAP95s0cOcBLDQn6l%2BA%3D&amp;reserved=0\\\">https:\\/\\/www.ncr.org.za\\/index.php\\/publications\\/techsprint <\\/a>for more information.<\\/p>\\r\\n<p><strong>About The National Credit Regulator (NCR)<\\/strong><\\/p>\\r\\n<p>The National Credit Regulator (NCR) was established in terms of the National Credit Act, (NCA) 2005 (Act 34 of 2005)) and is responsible for the regulation of the South African credit industry. The NCR is mandated with the registration of Credit Providers, Credit Bureaus, Debt Counsellors, Payment Distribution Agents, Alternative Dispute Resolution Agents; and monitoring their conduct in compliance with the NCA. The NCR offers education and protection to consumers of credit in promotion of a South African credit market that is fair, transparent, accessible, and dynamic.<\\/p>\\r\\n<p><strong>About International Finance Corporation (IFC)<\\/strong><\\/p>\\r\\n<p>The International Finance Corporation (IFC), a member of the World Bank, is the largest global development institution focused on the private sector in emerging markets. We work in more than 100 countries, using our capital, expertise, and influence to create markets and opportunities in developing countries. In fiscal year 2023, IFC committed a record $43.7 billion to private companies and financial institutions in developing countries, leveraging the power of the private sector to end extreme poverty and boost shared prosperity as economies grapple with the impacts of global compounding crises. For more information, visit <a href=\\\"https:\\/\\/eur03.safelinks.protection.outlook.com\\/?url=http%3A%2F%2Fwww.ifc.org%2F&amp;data=05%7C01%7CPTlabela%40ncr.org.za%7C1d5577f8f936451aa2a208dbcdc49821%7C9c24d5180d3b43368040f585907bddb2%7C0%7C0%7C638330016484400105%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=9xRRH3iOVwLD4OnOOqsGRTGwB%2FxgUjHJiJcVBUOCYUg%3D&amp;reserved=0\\\">www.ifc.org<\\/a>.<\\/p>\\r\\n<p align=\\\"center\\\">Ends<\\/p>\\r\\n<hr \\/>\\r\\n<p align=\\\"center\\\"><strong>For more information contact:<\\/strong><\\/p>\\r\\n<p align=\\\"center\\\">Jacqueline Baloyi<br \\/> National Credit Regulator (NCR) Phone: +27 64 752 3920<br \\/> E-mail: techsprint@ncr.org.za Website: www.ncr.org.za<\\/p>\\r\\n<p align=\\\"center\\\">For interviews contact:<br \\/> Winnie Rabathata<br \\/> National Credit Regulator (NCR) Phone: +27 64 752 3923<br \\/> E-mail: media@ncr.org.za Website: www.ncr.org.za<\\/p>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"8\",\"created\":\"2023-10-16 15:44:12\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-10-16 15:44:12\",\"modified_by\":null,\"checked_out\":null,\"checked_out_time\":null,\"publish_up\":\"2023-10-16 15:44:12\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":1,\"ordering\":null,\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":null,\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1485,48,1,'','2023-10-24 07:59:17',915,36550,'9e7b471394d2b61b788db478811927cb925b48d2','{\"id\":48,\"asset_id\":\"162\",\"title\":\"Consumer Credit Market Report (CCMR)\",\"alias\":\"consumer-credit-market-report-ccmr\",\"introtext\":\"<table class=\\\"table table-bordered table-striped\\\" border=\\\"0\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2023<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2023Q2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2022Q3\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2023Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2023Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - First Quarter | March 2023<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2023Q1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2022Q3\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2023Q1.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2023Q1<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2022<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2022Q4.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2022Q3\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2022Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2022Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third Quarter | September 2022<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2022Q3.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2022Q3\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2022Q3.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2022Q3<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2022<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2022Q2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2022Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2022Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - First Quarter | March 2022<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2022Q1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2022Q1.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR CCMR Web-Dataset 2007Q4 to 2022Q1<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2021<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2021Q4.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2021Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2021Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third Quarter | September 2021<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2021Q3.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2021Q3\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2021Q3.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2021Q3<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2021<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2021Q2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007Q4 to 2021Q2\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2021Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2021Q2.xlsx<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - First Quarter | March 2021<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2021Q1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2021Q1\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2021Q1.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2021Q1<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2020<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2020Q4.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2020Q3\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2020Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2020Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third Quarter | September 2020<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2020Q3_.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2020Q3\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2020Q3_.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2020Q3<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2020<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2020Q2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2019Q4\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2020Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2020Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2019<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2019Q4.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2019Q4\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2019Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2019Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third Quarter | September 2019<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2019Q3.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2019Q3\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2019Q3.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2019Q3<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2019<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2019Q2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2019Q2\\\" href=\\\"documents\\/CCMR\\/CCMR Web_Dataset 2007Q4 to 2019Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2019Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - First Quarter | March 2019<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2019Q1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006..<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007Q4 to 2019Q1\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2019Q1.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2019Q1<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2018<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2018Q4.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006..<\\/a><\\/li>\\r\\n<li><a title=\\\"CCMR Web-Dataset 2007Q4 to 2018Q4\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2018Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CCMR Web-Dataset 2007Q4 to 2018Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third Quarter | September 2018<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2018Q3.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007Q4 to 2018Q2\\\" href=\\\"documents\\/CCMR\\/CCMR Web-Dataset 2007Q4 to 2018Q3.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007Q4 to 2018Q3<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2018<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2018Q2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007Q4 to 2018Q2\\\" href=\\\"documents\\/CCMR\\/Web-Dataset 2007Q4 to 2018Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007Q4 to 2018Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - First Quarter | March 2018<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2018Q1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007Q4 to 2018Q1\\\" href=\\\"documents\\/CCMR\\/Web-Dataset 2007Q4 to 2018Q1.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007Q4 to 2018Q1<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2017<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR 2017Q4.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007Q4 to 2017Q4\\\" href=\\\"documents\\/CCMR\\/Web-Dataset 2007Q4 to 2017Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007Q4 to 2017Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2016<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR December 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007-Q4 to 2016-Q4\\\" href=\\\"documents\\/CCMR\\/Web-Dataset 2007-Q4 to 2016-Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007-Q4 to 2016-Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third Quarter | September 2016<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR September 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007 - Q4 to 2016-Q3\\\" href=\\\"documents\\/CCMR\\/Web-Dataset 2007-Q4 to 2016-Q3.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007-Q4 to 2016-Q3<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2016<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR June 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into eff ect in June 2006.<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007 - Q4 to 2016-Q2\\\" href=\\\"documents\\/CCMR\\/Web-Dataset 2007-Q4 to 2016-Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007-Q4 to 2016-Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - First Quarter | March 2016<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR Q1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007 - Q4 to 2016-Q1\\\" href=\\\"documents\\/CCMR\\/Web-Dataset 2007-Q4 to 2016-Q1.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007 - Q4 to 2016-Q1<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth\\u00a0Quarter | December\\u00a02015<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"documents\\/CCMR\\/CCMR Q4 December 2015.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006<\\/a><\\/li>\\r\\n<li><a title=\\\"Web-Dataset 2007 - Q4 to 2015-Q4\\\" href=\\\"documents\\/CCMR\\/Web-Dataset 2007-Q4 to 2015-Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007 - Q4 to 2015-Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third\\u00a0Quarter | September\\u00a02015<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/CCMR Q3 2015 - V2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/Web-Dataset 2007-Q4 to 2015-Q3 - V2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007 - Q2 to 2015-Q3<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2015<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/2015\\/CCMR Q2 2015.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/2015\\/Web-Dataset 2007-Q4 to 2015-Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007 - Q4 to 2015-Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - First\\u00a0Quarter | March\\u00a02015<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/2015\\/CCMR_Q32015 - Design-YP4_1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/2015\\/Web-Dataset 2007-Q4 to 2015-Q1.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007 - Q4 to 2015-Q1<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2014<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/CCMR_Q42014.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/Web-Dataset 2007-Q4 to 2014-Q4.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007 - Q4 to 2014-Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third\\u00a0Quarter | September\\u00a02014<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/CCMR Q3.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/Web-Dataset 2007-Q4 to 2014-Q3.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007 - Q4 to 2014 - Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2014<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li>\\u00a0<a href=\\\"publications\\/Consumer Credit Market Report\\/CCMR_Q22014 - Design-YP4_1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in September 2014.<\\/a><\\/li>\\r\\n<li style=\\\"margin-bottom: 5px;\\\"><a href=\\\"publications\\/Consumer%20Credit Market Report\\/Web-Dataset 2007-Q4 to 2014-Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007-Q4 to 2014-Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - First\\u00a0Quarter | March 2014<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/march2014\\/CCMR Q12014 draft1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African Consumer Credit Market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/march2014\\/Web-Dataset 2007-Q4 to 2014-Q1.xlsx\\\">Web-Dataset 2007 - Q4 to 2014 - Q1<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth\\u00a0Quarter | December 2013<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/dec2013\\/CCMR Q32013.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African Consumer Credit Market in terms of the National Credit Act which came into effect in June 2006<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Market Report\\/dec2013\\/Web-Dataset 2007-Q4 to 2013-Q4_new.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007 - Q4 to 2013 - Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third Quarter | September 2013<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer Credit Report\\/ccmr_3rdQ2013\\/CCMR Q32013.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006<\\/a>.<\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer%20Credit%20Report\\/ccmr_3rdQ2013\\/Web-Dataset%202007-Q4%20to%202013-Q3.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007-Q2 to 2013-Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Second Quarter | June 2013<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer%20Credit%20Report\\/ccrm_2ndQ\\/CCMR%20Q2-Changes,%20F.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer%20Credit%20Report\\/ccrm_2ndQ\\/Web-Dataset%202007-Q4%20to%202013-Q2.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007-Q2 to 2013-Q2<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Fourth Quarter | December 2012<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Credit_Monitor\\/oct_13\\/CCMR%20Q2-Changes,%20F.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African consumer credit market in terms of the National Credit Act which came into effect in june 2006.\\u00a0<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Credit_Monitor\\/oct_13\\/CBM%20data%20Q22007%20-%20Q22013.xlsx\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset CBM data 2007-Q4 to 2012-Q4<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\">\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td align=\\\"center\\\" width=\\\"180\\\">\\r\\n<p align=\\\"center\\\"><img src=\\\"images\\/consumer_market_report\\/ccmr.jpg\\\" alt=\\\"\\\" width=\\\"131\\\" height=\\\"166\\\" \\/><\\/p>\\r\\n<\\/td>\\r\\n<td width=\\\"410\\\"><b>Consumer Credit Market Report - Third Quarter | September 2012<\\/b> <br \\/><br \\/>\\r\\n<ol>\\r\\n<li><a href=\\\"publications\\/Consumer%20Credit%20Market%20Report\\/CCMR%20Q32012.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">This report and its appendix represent the analysis of quarterly data of the South African \\u00a0consumer credit market in terms of the National Credit Act which came into effect in June 2006.<\\/a><\\/li>\\r\\n<li><a href=\\\"publications\\/Consumer%20Credit%20Market%20Report\\/Web-Dataset%202007-Q4%20to%202012-Q3.xls\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Web-Dataset 2007-Q4 to 2012-Q3<\\/a><\\/li>\\r\\n<\\/ol>\\r\\n<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"20\",\"created\":\"2019-04-11 15:57:08\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-10-24 07:59:17\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-10-24 07:58:30\",\"publish_up\":\"2019-04-11 15:57:08\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":65,\"ordering\":\"3\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"327962\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1489,47,1,'','2023-11-03 09:24:13',915,4011,'87bda0137814d2c3f50313fa6402d3c060d3adf8','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Intern: Complaints Department\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">6 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"documents\\/careers\\/Intern Complaints Department.pdf\\\">download<\\/a>\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Complaints\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Complaints Manager_Advert.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Junior Monitoring Officer- Debt Counselling\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"documents\\/careers\\/Junior Monitoring Officer - Debt Counselling_1.pdf\\\">download<\\/a>\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Desktop Technician\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">14 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Desktop Technician advert Nov 2023_1.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-03 09:24:13\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-03 09:05:47\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":381,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"196342\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1490,47,1,'','2023-11-08 09:17:05',915,3596,'e2a16c81148c3670c7af19ed6a580fd50e412214','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Complaints\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Complaints Manager_Advert.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Junior Monitoring Officer- Debt Counselling\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"documents\\/careers\\/Junior Monitoring Officer - Debt Counselling_1.pdf\\\">download<\\/a>\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Desktop Technician\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">14 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Desktop Technician advert Nov 2023_1.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-08 09:17:05\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-08 09:15:35\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":383,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"197574\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1491,47,1,'','2023-11-08 09:28:21',915,4050,'6f899c85bf8b529468ae3e40f733f4e9c7221367','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Complaints\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Complaints Manager_Advert.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Junior Monitoring Officer- Debt Counselling\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"documents\\/careers\\/Junior Monitoring Officer - Debt Counselling_1.pdf\\\">download<\\/a>\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Desktop Technician\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">14 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Desktop Technician advert Nov 2023_1.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Investigations and Enforcement\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">15 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Manager Investigations and Enforcement advert Nov 2023.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-08 09:28:21\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-08 09:17:05\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":384,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"197584\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1492,47,1,'','2023-11-08 09:30:21',915,4568,'09f9c82f2678477b9c17818bfd50983f8d9f89cc','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Complaints\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Complaints Manager_Advert.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Junior Monitoring Officer- Debt Counselling\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"documents\\/careers\\/Junior Monitoring Officer - Debt Counselling_1.pdf\\\">download<\\/a>\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Desktop Technician\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">14 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Desktop Technician advert Nov 2023_1.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Credit Bureau Project Consultant (Re-Advertisement) 24-months contract (Contract limited to 8 hours a week)\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">13 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Advert - Credit Bureau Project Consultant November.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:EST-Recruitment@ncr.org.za\\\">EST-Recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Investigations and Enforcement\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">15 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Manager Investigations and Enforcement advert Nov 2023.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-08 09:30:21\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-08 09:28:21\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":385,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"197586\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1493,47,1,'','2023-11-08 09:39:53',915,4569,'fa1271b7f0e41eb13d48c4ae29d4e7da31653ddd','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Complaints\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Complaints Manager_Advert.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Junior Monitoring Officer- Debt Counselling\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">9 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"documents\\/careers\\/Junior Monitoring Officer - Debt Counselling_1.pdf\\\">download<\\/a>\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:IF-recruitment@ncr.org.za\\\">IF-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Desktop Technician\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">14 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Desktop Technician advert Nov 2023_1.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Credit Bureau Project Consultant (Re-Advertisement) 24-months contract (Contract limited to 8 hours a week)\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">13 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Advert - Credit Bureau Project Consultant November.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:EST-Recruitment@ncr.org.za\\\">EST-Recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Investigations and Enforcement\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">15 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Manager Investigations and Enforcement  advert Nov 2023.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-08 09:39:53\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-08 09:30:21\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":386,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"197598\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1494,139,1,'','2023-11-08 10:29:00',915,8617,'c680da090e905d7ad4b1fdf593613030c1cc3e0e','{\"id\":139,\"asset_id\":\"297\",\"title\":\"National Credit Regulator and IFC announce Tech Competition to Empower  Small Credit Providers in South Africa\",\"alias\":\"national-credit-regulator-and-ifc-announce-tech-competition-to-empower-small-credit-providers-in-south-africa\",\"introtext\":\"<p align=\\\"right\\\"><strong>September 2023<\\/strong><\\/p>\\r\\n<p>The National Credit Regulator (NCR), in partnership with the Government of Japan and the International Finance Corporation (IFC), have come together to launch an innovative TechSprint competition (also known as the Hackathon) designed to support the digitisation and regulatory compliance of small credit providers in South Africa.<\\/p>\\r\\n<p>The initiative will incorporate a virtual TechSprint and subsequent Showcase event, engaging software developers and technology teams to create robust and affordable solutions for small credit providers, ultimately promoting financial inclusion for underserved borrowers.<\\/p>\\r\\n<p>In the virtual TechSprint (Hackathon), taking place from 16 to 20 October 2023, Tech teams will enter a hackathon to build a prototype solution addressing the issue at hand. Winners will be announced on the Demo Day scheduled for 20 October 2023. Once the winners are selected, a Solution Showcase event will take place on 24 October 2023 in which the winning tech teams will virtually present their solutions to the credit industry. Applications for the virtual TechSprint (Hackathon) event are open and Tech teams have until 19 September 2023 to enter.<\\/p>\\r\\n<p>Small credit providers play a crucial role in the South African financial ecosystem, serving the base of the pyramid and the last mile. However, many of these credit providers face challenges in complying with Regulation 19(13) of the National Credit Act (NCA), which prescribes how credit providers must submit credit information to a credit bureau.<\\/p>\\r\\n<p>The TechSprint and Showcase events aim to address these issues by leveraging technological innovation to improve the resilience and compliance of small credit providers. Participating teams will have 3-4 days to build prototype solutions, with support from experts and the project team. A demo day will follow on 20 October 2023, during which teams would present their prototypes to a panel of judges, who would select the winning team(s) based on predefined criteria. The TechSprint winners will then be supported by an incubation programme to take their solution to market and start bridging the gap for small credit providers.<\\/p>\\r\\n<p>First prize is R100,000 cash with a 3-month incubation programme worth R65,000. The runners up for second and third places, would receive R60,000 and R40,000, respectively.<\\/p>\\r\\n<p>\\u201cThrough this initiative, we want to drive economic growth by providing essential financial services to those who would otherwise be excluded from the formal financial sector. Together with our partners in this project we had to find a solution to enhance credit visibility for borrowers, reduce the potential for over-indebtedness, provide more accurate data for regulatory purposes, and lower compliance burden. We can\\u2019t wait to see how these Tech teams make compliance more affordable and accessible.\\u201d said the NCR Chief Executive Officer, Nomsa Motshegare.<\\/p>\\r\\n<p>\\u00a0<\\/p>\\r\\n<p>To participate, teams must demonstrate their ability to create solutions that address the following key elements:<\\/p>\\r\\n<ul>\\r\\n<li><strong>Resilience<\\/strong>: Enable digital on-boarding and credit extension by small credit providers to underserved markets.<\\/li>\\r\\n<li><strong>Compliance:<\\/strong> Ensure effective participation in information sharing, submission, and regulatory reporting.<\\/li>\\r\\n<\\/ul>\\r\\n<p>The TechSprint (Hackathon) competition is open to software developers, technology teams, and other interested parties with the capacity and capability to develop innovative tech solutions. Participants must be available during the TechSprint dates.<\\/p>\\r\\n<p>If you and your team think you have what it takes to win, registrations are now open for the virtual TechSprint and Showcase events until 19 September 2023:<\\/p>\\r\\n<p><strong>Registration for the Techsprint:<\\/strong> <a href=\\\"https:\\/\\/forms.gle\\/3oqDZu8zBDxdfNkT8\\\">https:\\/\\/forms.gle\\/3oqDZu8zBDxdfNkT8<\\/a><\\/p>\\r\\n<p><strong>Registration for the Showcase:<\\/strong> <a href=\\\"https:\\/\\/eur03.safelinks.protection.outlook.com\\/?url=https%3A%2F%2Fprotect-za.mimecast.com%2Fs%2FNsQ2CJZXX4FYERJFGOqsn&amp;data=05%7C01%7Cjmbaloyi%40ncr.org.za%7C6020081513ee47ec2a8308dbb29b5ec9%7C9c24d5180d3b43368040f585907bddb2%7C0%7C0%7C638300152727834819%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=MrkujxtNwuWPzafZs%2Fovn404%2FLwAKB9jEpU7VrGSuJI%3D&amp;reserved=0\\\">https:\\/\\/forms.gle\\/P7aLnZk1Qog3bQir5<\\/a><\\/p>\\r\\n<p>To learn more about the NCR Onboarding TechSprint visit <a href=\\\"index.php\\/publications\\/techsprint\\\">https:\\/\\/www.ncr.org.za\\/index.php\\/publications\\/techsprint<\\/a> for more information.<\\/p>\\r\\n<p><strong>About The National Credit Regulator (NCR)<\\/strong><\\/p>\\r\\n<p>The National Credit Regulator (NCR) was established in terms of the National Credit Act, (NCA) 2005 (Act 34 of 2005)) and is responsible for the regulation of the South African credit industry. The NCR is mandated with the registration of Credit Providers, Credit Bureaus, Debt Counsellors, Payment Distribution Agents, Alternative Dispute Resolution Agents; and monitoring their conduct in compliance with the NCA. The NCR offers education and protection to consumers of credit in promotion of a South African credit market that is fair, transparent, accessible, and dynamic.<\\/p>\\r\\n<p><strong>About International Finance Corporation (IFC)<\\/strong><\\/p>\\r\\n<p>The International Finance Corporation (IFC), a member of the World Bank, is the largest global development institution focused on the private sector in emerging markets. We work in more than 100 countries, using our capital, expertise, and influence to create markets and opportunities in developing countries. In fiscal year 2023, IFC committed a record $43.7 billion to private companies and financial institutions in developing countries, leveraging the power of the private sector to end extreme poverty and boost shared prosperity as economies grapple with the impacts of global compounding crises.\\u00a0For more information, visit <a href=\\\"http:\\/\\/www.ifc.org\\\">www.ifc.org<\\/a>.<\\/p>\\r\\n<p align=\\\"center\\\"><strong>Ends<\\/strong><\\/p>\\r\\n<hr \\/>\\r\\n<p align=\\\"center\\\"><strong>For more information contact: <\\/strong><\\/p>\\r\\n<p align=\\\"center\\\">Jacqueline Baloyi<br \\/> National Credit Regulator (NCR)<br \\/> Phone: +27 64\\u00a0752 3920<br \\/> E-mail: <a href=\\\"mailto:media@ncr.org.za\\\">media@ncr.org.za<\\/a> <br \\/> Website: <a href=\\\"http:\\/\\/www.ncr.org.za\\\">www.ncr.org.za<\\/a><\\/p>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"8\",\"created\":\"2023-09-14 15:25:49\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-08 10:29:00\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-08 10:28:31\",\"publish_up\":\"2023-09-14 15:25:49\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":3,\"ordering\":\"2\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"4661\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1495,29,1,'','2023-11-13 14:08:44',915,5099,'b87ef300c81b405e0b6c4823b8a4bdff9d7f2792','{\"id\":29,\"asset_id\":\"133\",\"title\":\"Guidelines\",\"alias\":\"guidelines\",\"introtext\":\"<table class=\\\"table table-bordered table-striped\\\" style=\\\"height: 107px;\\\" width=\\\"994\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/GUIDELINES FOR DEBT COUNSELLORS ON THE SUBMISSION OF FORMS 41 AND 42.pdf\\\">Guidelines for debt counsellors on the submission of forms 41 and 42<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/GUIDELINE FOR THE DIGITAL SERVICE AND DELIVERY OF NOTICES AND DOCUMENTS.pdf\\\">Guideline for the digital service and delivery of notices and documents under the national credit act 34 of 2005 (\\u201cthe nca\\u201d)<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/Explanatory Note to the Withdrawal Guidelines-01 of 2022.pdf\\\">Explanatory note to the withdrawal guidelines 1 of 2021<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/27 May 2021-Debt Withdrawal  review.pdf\\\">NCR debt review withdrawal guidelines 2021<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/Guidelines For Standard Court Order03.pdf\\\">Guidelines for standardised court orders and extension of prescribed working days in the dc regulations of 2012<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/Annexure A- Standardized Court Order Template.pdf\\\">Annexure A- Standardized Court Order Template<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/NCR Guidelines 1-2020 (justified).pdf\\\">Guidelines for change in circumstance (17.3)<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/Guidelines-for-joint-bonds-mortgage-agreements.pdf\\\">Guidelines for joint bonds\\/mortgage agreements<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/Pension-backed-lending-guidelines.pdf\\\">Pension backed lending guidelines<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/debt counselling fee structure guideline.pdf\\\">The debt counselling fee guidelines 2018<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/FEE_GUIDELINE.pdf\\\">Fee guideline and schedules pursuant to the guideline in terms of regulation 19(13) of the national credi<\\/a>t<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/Proposed guidelines to ascertain consumers gross and discretionary incomes.pdf\\\">Proposed guidelines for ascertaining consumer\'s gross and discretionary incomes - for public comment<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/Circulars\\/debt counselling fee structure guideline.pdf\\\">The debt counselling fee guidelines 2018<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/NCR_Guidelines in Terms of Reg 19(13).pdf\\\">Guideline for the submission of credit information in terms of regulation 19(13) of the national credit act, 34 of 2005, as amended - 003\\/2017<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/1641AD NCR_Guidelines in Terms o Reg 19(13) 08.pdf\\\">Guideline for the submission of credit information in terms of regulation 19(13) of the national credit act, 34 of 2005, as amended - 002\\/2017 <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/1567AD NCR_Guidelines Regarding Debt Collection 02.pdf\\\">Guideline for credit providers and credit bureaux in respect of debt that is on-sold<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td><a href=\\\"documents\\/Fee Guideline 12 Jan 2018.pdf\\\">To the guideline in terms of regulation 19(13) of the national credit act, 34 of 2005, as amended<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"33\",\"created\":\"2019-04-02 12:48:20\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-13 14:08:44\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-13 14:06:21\",\"publish_up\":\"2019-04-02 12:48:20\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":15,\"ordering\":\"3\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"66679\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1496,47,1,'','2023-11-13 14:11:57',915,3720,'61eb2ea7c44bfdcc561414b68d3b719259e89068','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Credit Bureau Project Consultant (Re-Advertisement) 24-months contract (Contract limited to 8 hours a week)\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">13 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Advert - Credit Bureau Project Consultant November.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:EST-Recruitment@ncr.org.za\\\">EST-Recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Desktop Technician\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">14 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Desktop Technician advert Nov 2023_1.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"text-align: center;\\\">Manager: Investigations and Enforcement\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">15 November 2023\\u00a0<\\/td>\\r\\n<td style=\\\"text-align: center;\\\">\\u00a0<a href=\\\"documents\\/careers\\/Manager Investigations and Enforcement  advert Nov 2023.pdf\\\">download<\\/a><\\/td>\\r\\n<td style=\\\"text-align: center;\\\"><a href=\\\"mailto:COM-recruitment@ncr.org.za\\\">COM-recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-13 14:11:57\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-13 14:11:01\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":387,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"199129\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1497,47,1,'','2023-11-16 08:22:53',915,2332,'117efb98be4064f9ef7d8702b7609f765222bf05','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-16 08:22:53\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-16 08:22:28\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":388,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"199648\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1498,47,1,'','2023-11-16 13:56:34',915,2622,'120bed06832ad09a62ff5f9bade29a7f42015011','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>Credit Bureau Compliance Officer<\\/td>\\r\\n<td>24 November 2023<\\/td>\\r\\n<td><a href=\\\"documents\\/careers\\/Advert - Credit Bureau Compliance Officer.pdf\\\">download<\\/a><\\/td>\\r\\n<td><a href=\\\"mailto:EST-recruitment@ncr.org.za\\\">EST-recruitment@ncr.org.za<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-16 13:56:34\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-16 13:56:18\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":390,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"199711\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1499,25,1,'','2023-11-17 14:11:35',915,30344,'de4b86d9584aa621301c13a92d7e7eb985a3e1c3','{\"id\":25,\"asset_id\":\"125\",\"title\":\"Circulars\",\"alias\":\"circulars\",\"introtext\":\"\",\"fulltext\":\"\\r\\n<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"width: 100%;\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">November 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 6of 2023- Emoulument Attachment Orders.pdf\\\">Circular 6 of 2023 - Emolument attachment orders and other related matterst<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">September 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 05 September 2023.pdf\\\">Circular 5 of 2023 - Impact of extended power supply failure\\/loadshedding to the consumer credit market<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 04 August 2023.pdf\\\">Circular 4 of 2023 - Notice to registrants: obstructive behaviour during an investigation<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">June 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 03 June 2023 amended.pdf\\\">Circular 3 of 2023 - Annual renewal of registration<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">April 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 2 of 2023- Proposed Fee Stucture SACRRA 28 April.pdf\\\">Circular 2 of 2023 - Request for comments on the recommended fee stucture for fees payable to sacrra<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">April 2023<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 01 of 2023 -NCR Contact Details April 2023 final.pdf\\\">Circular 1 of 2023 - NCR contact details<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2022<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 04 of 2022-Sale of personal information.pdf\\\">Circular 04 of 2022 - Sale of debt review leads and consumer personal information<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">April 2022<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 03 of 2022 Amendments to Circular 02 of 2022.pdf\\\">Circular 03 of 2022 - Amendment to the provisions of circular 02 of 2022<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2022<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 02 of 2022-Revised DHS procedure.pdf\\\">Circular 02 of 2022 - Revised dhs procedure to update status codes A1, B, F1, F2, G, G1, I and J<\\/a><br \\/> <a href=\\\"documents\\/Explanatory Note to the Withdrawal Guidelines-01 of 2022.pdf\\\">Explanatory note to the withdrawal guidelines 1 of 2021<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">September 2021<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 06 of 2021-EdgarsJet on-sale accounts (002).pdf\\\">Circular 6 of 2021 - Process of dealing with edgars\\/jet on-sale accounts <\\/a><br \\/> <a href=\\\"documents\\/Circulars\\/Annexure A-Edgars&amp;Jet on-sale accounts.pdf\\\">Annexure A - Edgars &amp; Jet on-sale accounts.pdf <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2021<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circula 05-COMMENTS ON THE REVIEW OF LIMITATIONS ON FEES.pdf\\\">Circular 5 of 2021 - Invitation to submit comments on the review of limitations on fees and interest rates regulations <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">June 2021<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 04.pdf\\\">Circular 4 of 2021 - NCR\\u2019s banking details have not changed <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">May 2021<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/CIRCULAR 03 OF 2021...pdf\\\">Circular 3 of 2021 - Invitation to submit comments on the review of the credit life insurance regulations, 2017 <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">February 2021<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular on ADR Agents 03.pdf\\\">Circular 2 of 2021 - Circular on ADR agents <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\" height=\\\"33\\\">January 2021<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 01 of 2021- CONSUMER TRANSFER NOTICE.pdf\\\">Circular 1 of 2021 - Consumer transfer notice for lapsed and de-registered debt counsellors <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">November 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 10 2020- DC misleading marketing practices.pdf\\\">Circular 10 2020 - DC misleading marketing practices.pdf <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">July 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-09-of-2020.pdf\\\">Circular 09 of 2020 - Submission of the quarterly returns <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">July 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-08-of-2020.pdf\\\">Circular 08 of 2020 - Establishment of the NCR debt counsellor panel <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">June 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-07-of-2020 Update on the NCA-extension of business days.pdf\\\">Circular 07 of 2020 - Update on the extension of the NCA business days <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">May 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-06-of-2020.pdf\\\">Circular 06 of 2020 - Submission of credit information during covid-19 period <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">May 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-05-of-2020- Emergency Loan Guideline.pdf\\\">Circular 05 of 2020 - Emergency loan guideline <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">May 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 04 of 2020- Extension of quarterly stats submission.pdf\\\">Circular 04 of 2020 - Extension of the quarterly statistical returns submission <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">April 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-03-of-2020 (justified).pdf\\\">Circular 03 of 2020 - Change in circumstance guidelines - form 17.3<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-02-of-2020.pdf\\\">Circular 02 of 2020<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2020<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-01-of-2020.pdf\\\">Circular 01 of 2020<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">October 2019<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-07-of-2019 23.pdf\\\">Circular 07 of 2019 <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">July 2019<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 06 of 2019- NCR Webinars.pdf\\\">Circular 06 of 2019 - NCR Webinars<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">June 2019<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-05-of-2019.pdf\\\">Circular 05 of 2019 - DC Court Challenges<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">June 2019<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-04-of-2019.pdf\\\">Circular 04 of 2019 is applicable to all registered credit bureaux.<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">April 2019<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-03-of-2019.pdf\\\">Circular 03 of 2019 - Updates from the credit industry forum<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">February 2019<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-02-of-2019.pdf\\\">Circular 02 of 2019 - Updates from the credit industry forum<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">January 2019<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular-01-of-2019.pdf\\\">Circular 01 of 2019 is applicable to re-seller credit bureaux, their independent auditors.<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">November 2018<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/NCR CIRCULAR 11 OF 2018.pdf\\\">Circular 11 of 2018 - Fraud or Unethical Behaviour<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">October 2018<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular No.06 of 2018- Wriiten comments- Reckless Lending Fee.pdf\\\">Circular 06 of 2018 - Request for written comments - reckless lending fee category<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">September 2018<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/NCR Circular 05 September 2018.pdf\\\">Circular 05 of September 2018 - Notice of Intention to withdraw the Reckless Lending Fee Category from the Debt Counselling Fee Guideline<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2018<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/NCR Circular 04 of August 2018.pdf\\\">Circular 04 of August 2018 - Suspension Indicator on Debt Help System<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">April 2018<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/NCR New Enhanced Debt Help System CIRCULAR 3 OF 2018.pdf\\\">Circular 3 of 2018 - NCR New Enhanced Debt Help System<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">February 2018<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular New Debt Counsellor Fees 1.pdf\\\">Circular no 01 of 2018 -new debt counsellor fees<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">September 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/NCR CIRCULAR 14 OF 2017.pdf\\\">Circular no 14 of 2017 \\u2013 consumer transfer notice of the lapsed and voluntary de-registered debt counsellors<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 12 of 2017- Proposed DC fee structure.pdf\\\">Circular 12 of 2017 - request for comments on recommended debt counselling fee structure<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/DHS Automated transfers circular .pdf\\\">Circular 11 of 2017 - dhs new functionalities<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/NCR CIRCULAR 9 OF 2017.pdf\\\">Circular 9 of 2017 - Transfer notice of the files for anton simon barkenhuizen - ncrdc 348<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">August 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Updated Lapsed Report.xlsx\\\">Updated Lapsed Report<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">April 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/CIRCULAR 8  CONTACT DETAILS.pdf\\\">Circular 8 of 2017 \\u2013 NCR contact details<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">April 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/NCR CIRCULAR 7 - Call Centres.pdf\\\">Circular 7 of 2017 - debt counselling call centres<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 6 of 2017- Section 71.pdf\\\">Circular 6 of 2017 - interpretation of section 71 of the nca<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular No5 .pdf\\\">Circular 5 of 2017 - transfer notice of the files for albert muller \\u2013 ncrdc 110<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">March 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/1529AD NCR CIRCULAR 4 OF 2017.pdf\\\">Circular 4 of 2017 \\u2013 NCR\\u2019s banking details have not changed<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">February 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 03 of 2017- DC fees review.pdf\\\">Circular 3 of 2017 \\u2013 review of debt counselling fees<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">February 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Annual Renewal of Registrations.pdf\\\">Circular 2 of 2017 \\u2013 annual renewal of registration<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td style=\\\"width: 108px;\\\">January 2017<\\/td>\\r\\n<td style=\\\"width: 814px;\\\"><a href=\\\"documents\\/Circulars\\/Circular 1 of 2017-DCRS.pdf\\\">Circular 1 of 2017 \\u2013 debt counselling rules system<\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\\r\\n<!--\\r\\n\\r\\n<p><a href=\\\"documents\\/Circulars\\/NCR CIRCULAR 7 - Call Centres.pdf\\\">Circular 7 of 2017 - debt counselling call centres<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">March 2017<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/Circular 6 of 2017- Section 71.pdf\\\">Circular 6 of 2017 - interpretation of section 71 of the nca<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">March 2017<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/Circular No5 .pdf\\\">Circular 5 of 2017 - transfer notice of the files for albert muller \\u2013 ncrdc 110<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">March 2017<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/1529AD NCR CIRCULAR 4 OF 2017.pdf\\\">Circular 4 of 2017 \\u2013 NCR\\u2019s banking details have not changed<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">February 2017<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/Circular 03 of 2017- DC fees review.pdf\\\">Circular 3 of 2017 \\u2013 review of debt counselling fees<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">February 2017<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/Annual Renewal of Registrations.pdf\\\">Circular 2 of 2017 \\u2013 annual renewal of registration<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">January 2017<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/Circular 1 of 2017-DCRS.pdf\\\">Circular 1 of 2017 \\u2013 debt counselling rules system<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">November 2016<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/1349AD NCR CIRCULAR 24 OF 2016.pdf\\\">Circular No. 24\\/November 2016 replaces Circular No. 2\\/February 2016, which is hereby withdrawn. This circular is applicable to both credit bureaux and their independent auditors as a supplement to the existing guidelines \\u2013 Guidelines No. 003\\/2009 and 001\\/2014.<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">October 2016<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/NCR CIRCULAR 23 OF 2016.pdf\\\">Circular No. 23 \\/ October 2016. This circular is applicable to credit bureaux and their re-sellers and on-sellers (including channel partners) and all persons carrying out the business of a credit bureau in accordance with S43 of the National Credit Act, 2005, as amended.<\\/a><\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/SKM_754e16100415260.pdf\\\">Circular No. 3 \\/ October 2016. This circular is applicable to credit bureaux and their re-seller and on-sellers (including channel partners) and all persons carrying out the business of a credit bureau in accordance with S43 fo the National Credit Act 2005, as amended<\\/a><\\/p>\\r\\n<p style=\\\"font-weight: bold;\\\">September 2016<\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/September_2016\\/1203AD NCR CIRCULAR 18 OF 2016.pdf\\\">Circular no. 18 of 2016: Debt Counsellors Referred to the Tribunal Due to Contraventions of the Act<\\/a><\\/p>\\r\\n<p><a href=\\\"documents\\/Circulars\\/September_2016\\/Circular No19 Employed Debt Counsellors.pdf\\\">Circular 19 of 2016: Employed Debt Counsellors<\\/a><\\/p>\\r\\n<p><strong>July 2016<\\/strong><\\/p>\\r\\n<p><a title=\\\"Circular No. 15 of 2016 : Inclusion of initiation fees in the deferred amount \\\" href=\\\"documents\\/Circulars\\/July 2016\\/1120AD NCR CIRCULAR 15 OF 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 15 of 2016: Inclusion of initiation fees in the deferred amount <\\/a><\\/p>\\r\\n<p><a title=\\\"Circular No. 14 of 2016 : Aternative dispute resolution agents \\\" href=\\\"documents\\/Circulars\\/July 2016\\/1119AD NCR CIRCULAR 14 OF 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 14 of 2016: Aternative dispute resolution agents <\\/a><\\/p>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">June 2016<\\/strong><\\/p>\\r\\n<p><a title=\\\"Circular No. 13 of 2016 : Updates from the credit industry forum \\\" href=\\\"documents\\/Circulars\\/Circular 13 of 2016- CIF Updates.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 13 of 2016: Updates from the credit industry forum <\\/a><\\/p>\\r\\n<p><a title=\\\"Circular No. 12 of 2016 : Application, Registration and Renewal Fees \\\" href=\\\"documents\\/Circulars\\/1090AD NCR Circular 12 of 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 12 of 2016 : Application, Registration and Renewal Fees<\\/a><\\/p>\\r\\n<p>C<a title=\\\"Circular No. 8 of 2016 : The review of limitations on fees and interest\\r\\nrates regulations \\\" href=\\\"documents\\/Circulars\\/1051AD NCR CIRCULAR 8 OF 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">ircular No. 8 of 2016: The review of limitations on fees and interest rates regulations <\\/a><\\/p>\\r\\n<p><a title=\\\"Circular No. 7 of 2016 : Debt Help System Enhancements \\\" href=\\\"documents\\/Circulars\\/Circular No7 DHS.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 7 of 2016: Debt Help System Enhancements <\\/a><\\/p>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">May 2016<\\/strong><\\/p>\\r\\n<p><a title=\\\"Circular No. 9 of 2016: Updating of Consumer Profiles at the Credit Bureaus\\u00a0\\\" href=\\\"documents\\/Circulars\\/1060AD NCR Circular 9 Rev 2 (2).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 9 of 2016: Updating of Consumer Profiles at the Credit Bureaus\\u00a0<\\/a><\\/p>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">March 2016<\\/strong><\\/p>\\r\\n<p><a title=\\\"Circular No. 6 of 2016 - Payment of Debt Counsellor Fees\\\" href=\\\"documents\\/Circulars\\/Circular No6_Payments of Debt Counsellor fees.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 6 of 2016: Payment of Debt Counsellor Fees<\\/a><\\/p>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">February 2016<\\/strong><\\/p>\\r\\n<p><a title=\\\"Circular No. 5 of 2016: Payment of Debt Counselling Fees\\\" href=\\\"documents\\/Circulars\\/165 AD NCR Circulars of 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 5 of 2016: Payment of Debt Counselling Fees<\\/a><\\/p>\\r\\n<p><a title=\\\"Circular No. 04 of 2016: Change of NCR Workshop venue for Credit providers and Debt Counsellors in the Eastern Cape\\\" href=\\\"documents\\/Circulars\\/161AD NCR Circular 4 of 2016.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 04 of 2016: Change of NCR Workshop venue for Credit providers and Debt Counsellors in the Eastern Cape<\\/a><\\/p>\\r\\n<p><a title=\\\"Circular No.\\u00a02\\/ February 2016\\\" href=\\\"documents\\/Circulars\\/152AD NCR Circular2 297x210 Rev2.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No.\\u00a02\\/ February 2016: This circular is applicable to both credit bureaus and their independent auditors as a supplement to the existing guidelines - Guidelines No. 003\\/2009<\\/a><\\/p>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">January 2016<\\/strong><\\/p>\\r\\n<p><a title=\\\"Circular No. 3 of 2016: Annual Renewal of Registration\\\" href=\\\"documents\\/Circulars\\/154AD NCR Circular 3 of 2016 .pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 3 of 2016: Annual Renewal of Registration<\\/a>\\u00a0<\\/p>\\r\\n<p><a title=\\\"Circular No. 1 of 2016: Transfer notice of the late Paul Nieuwoudt\'s clients.\\\" href=\\\"documents\\/Circulars\\/149AD NCR Circular 1 of 2016 297x210.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 1 of 2016: Transfer notice of the late Paul Nieuwoudt\'s clients.<\\/a><\\/p>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">November 2015<\\/strong><\\/p>\\r\\n<p><a href=\\\"documents\\/pages\\/circulars\\/Nov2015\\/3594 NCR Circular .pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 15 of 2015: Transfer Notice of the files for Silas Mzukisi Tokwe - NCRDC2339<\\/a><\\/p>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">September 2015<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/Sep15\\/No14Debt_Counselling_Compliance_Monitoring_Visits.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 14 of 2015: Debt Counselling compliance monitoring visits<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/Sep15\\/No13_Notification_of_Change_in_Debt_Counsellor_Contact_Details.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No. 13 of 2015: Notification of change in Debt Counsellor contact details<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/Sep15\\/DC_Information_Update_Form.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Debt Counsellor information update form<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">August 2015<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/Aug2015\\/Return Of Funds - Circular 13-2015.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 13 of 2015: Return of unallocated funds from Credit Providers\' suspense accounts<\\/a>\\u00a0<\\/li>\\r\\n<\\/ul>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">July 2015<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/July2015\\/Circ 12-Aug20151.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 12 of 2015: Replacement of Registration Certificates<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">February 2015<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/feb2015\\/Transfer%20Notice.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 07 of 2015:\\u00a0Transfer Notice of the Files for Johan Walter Van Zyl - NCRDC 36<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/feb2015\\/Fraud%20Circ%20(02-2015)1.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 06 of 2015: Fraud or Unethical Behavior<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/feb2015\\/TTA Guidelines Final .pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 02 of 2015: Debt Review Task Team Agreements<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/feb2015\\/Withdrawal from debt review guidelines.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 002 of 2015: Withdrawal Guidelines<\\/a>\\u00a0<\\/li>\\r\\n<\\/ul>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">January 2015<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/jan2015\\/Circ 04-Jan15 - Proposed process for end balance differences.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 04 of 2015: \\u00a0Proposed Process for End Balance Differences<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/jan2015\\/Circular 3 of 2015 - Section 103(5) - Proposed Guidelines.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 03 of 2015: Sec 103(5) Proposed Guidelines<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/jan2015\\/Debt Review Task Team Agreements.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 02 of 2015: Debt Review Task Team Agreements<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/jan2015\\/Industry DevTrends and Practices.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 01 of 2015: Industry Developments, Trends and Practices<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">December 2014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/dec2014\\/Cirular 18 Festive Breaks .pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 18 of 2014: Debt Counselling Festive Breaks<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/dec2014\\/Compilation Registrants 16.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 16 of 2014: Compilation of Accurate Data on Registrants<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/dec2014\\/Circular 15 - DCRS.PDF\\\">Circular No 15 of 2014: Debt Counselling Rules System<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/dec2014\\/Circular 14 - Termination Notices.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 14 of 2014: Section 86(10) Termination Notices<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">November 2014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/nov2014\\/Circular (Voluntary Debt Mediation).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No 13 of 2014: Voluntary Debt Mediation<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong style=\\\"line-height: 15.8079996109009px;\\\">October\\u00a02014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/october14\\/Circular Lapse of Reg.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No.11 of 2014 - Lapse Of Registration<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong>September 2014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><strong><a href=\\\"documents\\/pages\\/circulars\\/sep2014\\/Circular Lapse of Reg.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular\\u00a0No.11 of 2014 : Lapse\\u00a0Of Registration<\\/a><\\/strong><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong>June\\u00a02014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/june2014\\/Circular (No.09-2014).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No.9 of 2014 : Digital Solutions Group (DSG) Queries<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong>May\\u00a02014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/may2014\\/Circular (No.08-2014).pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No.8 of 2014 : Update from Credit Industry Forum<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/may2014\\/Circular no. 7 of 2014.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No.7 of 2014 : Financial compliance monitoring tool<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/may2014\\/Final Monitoring Tool.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Final Monitoring Tool<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong>April 2014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/april2014\\/Circular_5_of_2014.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Circular No.5 of 2014 : Draft Compliance Monitoring Tool<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/april2014\\/MONITORING_TOOL_2014.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Monitoring Tool<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p style=\\\"font-size: 12.16px; line-height: 15.808px;\\\"><strong>March\\u00a02014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/Circulars\\/FAQ.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">FAQ<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong>February 2014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/feb2014\\/Feb2014-Updates Credit Forum .pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Updates credit forum<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong>January 2014<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/jan2014\\/Registration Renewal Fees Circular.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Registration Renewal Fees Circular<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong>November 2013<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/nov2013\\/No12-Nov-Finsense.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Finsense<\\/a><\\/li>\\r\\n<\\/ul>\\r\\n<p><strong>April 2013<\\/strong>\\u00a0<\\/p>\\r\\n<ul>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/april2013\\/Circular NO.02 0F 2013-FINAL DECISION ON CREDIT INDUSTRY CODES OF CONDUCT.PDF\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CIRCULAR NO. 02 OF 2013 FINAL DECISION ON CREDIT INDUSTRY CODES OF CONDUCT<\\/a><\\/li>\\r\\n<li><a href=\\\"documents\\/pages\\/circulars\\/april2013\\/Circular 03 of 2013-Amended codes of conduct.pdf\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CIRCULAR NO. 03 OF 2013 AMENDED CREDIT INDUSTRY CODES OF CONDUCT<\\/a><\\/li>\\r\\n<\\/ul> -->\",\"state\":1,\"catid\":\"20\",\"created\":\"2019-03-28 13:33:08\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-17 14:11:35\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-17 14:07:42\",\"publish_up\":\"2019-03-28 13:33:08\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":69,\"ordering\":\"7\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"69581\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1500,142,1,'','2023-11-21 15:34:45',915,6024,'ae1c159074d12536f5eddcf70eb2e5151c9b9cb1','{\"id\":142,\"asset_id\":300,\"title\":\"NCR - Black Friday\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"2\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:34:45\",\"modified_by\":null,\"checked_out\":null,\"checked_out_time\":null,\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":1,\"ordering\":null,\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":null,\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1501,142,1,'','2023-11-21 15:35:02',915,6054,'8daa7a98877d4657bdcdaffbf8164ba8cecf621e','{\"id\":142,\"asset_id\":\"300\",\"title\":\"NCR - Black Friday recordings\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"2\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:35:02\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-21 15:34:45\",\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":2,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"0\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1502,142,1,'','2023-11-21 15:37:04',915,6050,'8d59fc918d88ec544be7bfd26a3b53af4f3493b0','{\"id\":142,\"asset_id\":\"300\",\"title\":\"NCR - Black Friday recordings\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"2\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:37:04\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-21 15:35:02\",\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":3,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"0\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1503,142,1,'','2023-11-21 15:38:27',915,6045,'33af93999389e99ea2ca0729f8871149cb717223','{\"id\":142,\"asset_id\":\"300\",\"title\":\"NCR - Black Friday recordings\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Ndebele.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sepedi.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"2\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:38:27\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-21 15:37:04\",\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":4,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"0\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1504,142,1,'','2023-11-21 15:40:07',915,6036,'770f0d159f27026961af47d55000203f980f5e97','{\"id\":142,\"asset_id\":\"300\",\"title\":\"NCR - Black Friday recordings\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Ndebele.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sepedi.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sesotho.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Swati.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tsonga.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"2\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:40:07\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-21 15:38:27\",\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":5,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"0\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1505,142,1,'','2023-11-21 15:42:21',915,6022,'4cc51a95462f7b57a3103817e7b59009bdca5638','{\"id\":142,\"asset_id\":\"300\",\"title\":\"NCR - Black Friday recordings\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Ndebele.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sepedi.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sesotho.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Swati.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tsonga.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tswana.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Venda.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Xhosa.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Zulu.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"2\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:42:21\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-21 15:40:07\",\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":6,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"0\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1506,142,1,'','2023-11-21 15:42:42',915,6023,'595f496f8a725dfc6de965a84749eb21bbd74021','{\"id\":142,\"asset_id\":\"300\",\"title\":\"NCR - Black Friday recordings\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Ndebele.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sepedi.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sesotho.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Swati.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tsonga.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tswana.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Venda.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Xhosa.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Zulu.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"17\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:42:42\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-21 15:42:35\",\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":7,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"0\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1507,142,1,'','2023-11-21 15:44:41',915,6023,'7d8e11eae54e449a95e398a68dfa1e602d26ce79','{\"id\":142,\"asset_id\":\"300\",\"title\":\"NCR - Black Friday recordings\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Ndebele.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sepedi.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sesotho.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Swati.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tsonga.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tswana.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Venda.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Xhosa.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Zulu.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"17\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:44:41\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-21 15:44:35\",\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":8,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"2\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1508,142,1,'','2023-11-21 15:56:34',915,6018,'2adab9fd5a65e11573f98827a71ca38d6420a85b','{\"id\":142,\"asset_id\":\"300\",\"title\":\"Black Friday recordings\",\"alias\":\"ncr-black-friday\",\"introtext\":\"<table border=\\\"0\\\" width=\\\"100%\\\" cellspacing=\\\"10\\\" cellpadding=\\\"10\\\">\\r\\n<tbody>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Afrikaans<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - English<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Afrikaans.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - English.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Ndebele<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Sepedi<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Ndebele.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sepedi.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Sesotho<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Swati<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Sesotho.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Swati.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Tsonga<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Tswana<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tsonga.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Tswana.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Venda<\\/strong><\\/td>\\r\\n<td><strong>NCR - Black Friday - Xhosa<\\/strong><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Venda.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Xhosa.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><strong> NCR - Black Friday - Zulu<\\/strong><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr align=\\\"center\\\">\\r\\n<td><a href=\\\"documents\\/videos\\/NCR - Black Friday - Zulu.mp3\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\"><img src=\\\"documents\\/videos\\/black_friday_2023.jpg\\\" alt=\\\"\\\" width=\\\"295\\\" height=\\\"180\\\" \\/><br \\/>Click to view <\\/a><\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td colspan=\\\"2\\\"><hr \\/><\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"17\",\"created\":\"2023-11-21 15:34:45\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-21 15:56:34\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-21 15:56:27\",\"publish_up\":\"2023-11-21 15:34:45\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":10,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"7\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1509,47,1,'','2023-11-27 07:03:43',915,2430,'fd7373844a01c5c4d0d862e4b574c592f81c2aca','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>\\u00a0<\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<td>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-27 07:03:43\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-27 07:03:21\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":391,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"203216\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1510,19,1,'','2023-11-29 08:00:11',915,4872,'7a8db1392415b1c211fd46be80a9a34302f31c3e','{\"id\":19,\"asset_id\":\"113\",\"title\":\"Complaints\",\"alias\":\"how-to-lodge-a-complaint\",\"introtext\":\"<h5>The mandate of the Complaints Department in terms of Section 15 of the NCA is as follows:<\\/h5>\\r\\n<ul>\\r\\n<li>To receive complaints concerning alleged contravention of the NCA<\\/li>\\r\\n<li>To evaluate alleged contraventions of the NCA<\\/li>\\r\\n<li>To promote effective and efficient informal resolution of disputes between consumers and credit providers or between consumers and credit bureaus<\\/li>\\r\\n<li>To investigate and ensure registrants comply with the NCA<\\/li>\\r\\n<li>To take enforcement steps as allowed for in the NCA where necessary\\u00a0<\\/li>\\r\\n<\\/ul>\\r\\n<p>The Call Centre is a division within the Complaints Department. It is the first point of contact with stakeholders for the NCR and is responsible for receiving enquiries related to alleged contraventions of the NCA. Enquiries are received telephonically, in writing and\\/or by visiting our offices.<br \\/> All enquiries are received and assessed in line with the NCA. Once the assessment of an enquiry is concluded, and allegations of a contravention of the NCA identified, the matter is captured on the Complaints ICT system where a reference number is generated and the complaint is allocated to an officer who will deal with such complaint in accordance with the NCA and internal processes and procedures.<\\/p>\\r\\n<p><img src=\\\"images\\/1645AD-NCR-Complaints-Process-Chart_07.jpg\\\" alt=\\\"\\\" width=\\\"800\\\" height=\\\"320\\\" \\/><\\/p>\\r\\n<p><a href=\\\"documents\\/NCR-A1-Poster-Complaints-Department amended.pdf\\\">Click here to view the explanatory brochure<\\/a>\\u00a0<\\/p>\\r\\n<p><a href=\\\"index.php?option=com_content&amp;view=article&amp;id=89&amp;catid=14\\\"> Click here to view - Who can complain to us?<\\/a><\\/p>\\r\\n<p><a href=\\\"index.php?option=com_content&amp;view=article&amp;id=90&amp;catid=14\\\"> Click here to view - Complaints we can handle<\\/a><\\/p>\\r\\n<p><a href=\\\"index.php?option=com_content&amp;view=article&amp;id=91&amp;catid=14\\\">Click here to view - Complaints that fall outside the NCR\\u2019s mandate<\\/a><\\/p>\\r\\n<p><a href=\\\"index.php?option=com_content&amp;view=article&amp;id=92&amp;catid=14\\\">Click here to view - Frequently asked questions <\\/a><\\/p>\\r\\n<p><a href=\\\"index.php?option=com_content&amp;view=article&amp;id=95&amp;catid=14\\\">Click here to view - Success Stories <\\/a><\\/p>\\r\\n<p><strong>How to lodge a complaint:<\\/strong><\\/p>\\r\\n<p>Any person may lodge a complaint with the Nation Credit Regulator in any of the following by using the following:<br \\/> <strong>Telephone:<\\/strong> 0860 62762<br \\/> <strong>Email: <\\/strong>\\u00a0<a href=\\\"mailto:complaints@ncr.org.za\\\">complaints@ncr.org.za<\\/a> <br \\/> Alternatively, you may visit our office: Monday to Thursday from 08h00 to 17h00 and<br \\/> Friday from 08h00 to 16h30<\\/p>\\r\\n<p>To complete a complaint initiation form (form 29), please <a href=\\\"documents\\/form 29 new.pdf\\\">click here<\\/a>. Note that if you are lodging a complaint on behalf of the consumer\\/complainant you must complete both the Complaint initiation form and <a href=\\\"documents\\/Written Consent Regulation 50(5).docx\\\">consent form<\\/a>.<\\/p>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"14\",\"created\":\"2019-03-26 09:07:47\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-29 08:00:11\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-29 07:58:56\",\"publish_up\":\"2019-03-26 09:07:47\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":48,\"ordering\":\"5\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"55335\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1511,91,1,'','2023-11-29 08:30:25',915,2620,'939e33a18ba935684a2bfb9b611bf1ad1c0ebe5f','{\"id\":91,\"asset_id\":\"229\",\"title\":\"Complaints that fall outside the NCR\\u2019s mandate\",\"alias\":\"complaints-that-fall-outside-the-ncr-s-mandate\",\"introtext\":\"<p><strong>We cannot assist if your complaint involves:\\u00a0<\\/strong><\\/p>\\r\\n<ul>\\r\\n<li>Service agreements, e.g. Vodacom, MTN, \\u00a0Levies, Municipal accounts, gym etc.<\\/li>\\r\\n<li>A matter that would more appropriately be dealt with by a court of law or another dispute resolution process.<\\/li>\\r\\n<li>A matter which is or has been or currently is the subject of litigation, subject to certain exceptions.<\\/li>\\r\\n<li>A matter relating to administration or Administrators.<\\/li>\\r\\n<li>Complaints relating to damaged goods, these should be sent to the National Consumer Commission or Motor \\u00a0Vehicle Ombudsman for vehicles.\\u00a0<\\/li>\\r\\n<li>Debit orders going off on the wrong dates.\\u00a0<\\/li>\\r\\n<li>Complaints against timeshare companies<\\/li>\\r\\n<\\/ul>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"14\",\"created\":\"2020-09-12 14:13:24\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-11-29 08:30:25\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-11-29 08:29:54\",\"publish_up\":\"2020-09-12 14:13:24\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":4,\"ordering\":\"2\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"5125\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0),(1512,47,1,'','2023-12-04 08:28:12',915,2637,'a8097dde82cb459b8b6982fcd28f7e184653bc45','{\"id\":47,\"asset_id\":\"161\",\"title\":\"Careers\",\"alias\":\"careers\",\"introtext\":\"<p>\\u00a0<\\/p>\\r\\n<table class=\\\"table table-bordered table-striped\\\" style=\\\"text-align: center;\\\" width=\\\"100%\\\">\\r\\n<tbody>\\r\\n<tr>\\r\\n<td colspan=\\\"4\\\" align=\\\"center\\\">Please find the attached internal advertisement for vacant positions within the NCR. Should you wish to apply, please forward a detailed CV accompanied by a covering letter, quoting the relevant reference number to the relevant email address<\\/td>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<th>Position<\\/th>\\r\\n<th>Closing Date<\\/th>\\r\\n<th>Download<\\/th>\\r\\n<th>Email<\\/th>\\r\\n<\\/tr>\\r\\n<tr>\\r\\n<td>Legal Advisor: Debt Counselling\\u00a0<\\/td>\\r\\n<td>11 December 2023\\u00a0<\\/td>\\r\\n<td><a href=\\\"documents\\/careers\\/Legal Advisor Debt Counselling_2023.pdf\\\">download<\\/a>\\u00a0<\\/td>\\r\\n<td><a href=\\\"mailto:IF-Recruitment@ncr.org.za\\\">IF-Recruitment@ncr.org.za<\\/a>\\u00a0<\\/td>\\r\\n<\\/tr>\\r\\n<\\/tbody>\\r\\n<\\/table>\",\"fulltext\":\"\",\"state\":1,\"catid\":\"16\",\"created\":\"2019-04-11 15:16:17\",\"created_by\":\"915\",\"created_by_alias\":\"\",\"modified\":\"2023-12-04 08:28:12\",\"modified_by\":\"915\",\"checked_out\":\"915\",\"checked_out_time\":\"2023-12-04 08:25:30\",\"publish_up\":\"2019-04-11 15:16:17\",\"publish_down\":\"0000-00-00 00:00:00\",\"images\":\"{\\\"image_intro\\\":\\\"\\\",\\\"float_intro\\\":\\\"\\\",\\\"image_intro_alt\\\":\\\"\\\",\\\"image_intro_caption\\\":\\\"\\\",\\\"image_fulltext\\\":\\\"\\\",\\\"float_fulltext\\\":\\\"\\\",\\\"image_fulltext_alt\\\":\\\"\\\",\\\"image_fulltext_caption\\\":\\\"\\\"}\",\"urls\":\"{\\\"urla\\\":false,\\\"urlatext\\\":\\\"\\\",\\\"targeta\\\":\\\"\\\",\\\"urlb\\\":false,\\\"urlbtext\\\":\\\"\\\",\\\"targetb\\\":\\\"\\\",\\\"urlc\\\":false,\\\"urlctext\\\":\\\"\\\",\\\"targetc\\\":\\\"\\\"}\",\"attribs\":\"{\\\"article_layout\\\":\\\"\\\",\\\"show_title\\\":\\\"\\\",\\\"link_titles\\\":\\\"\\\",\\\"show_tags\\\":\\\"\\\",\\\"show_intro\\\":\\\"\\\",\\\"info_block_position\\\":\\\"\\\",\\\"info_block_show_title\\\":\\\"\\\",\\\"show_category\\\":\\\"\\\",\\\"link_category\\\":\\\"\\\",\\\"show_parent_category\\\":\\\"\\\",\\\"link_parent_category\\\":\\\"\\\",\\\"show_associations\\\":\\\"\\\",\\\"show_author\\\":\\\"\\\",\\\"link_author\\\":\\\"\\\",\\\"show_create_date\\\":\\\"\\\",\\\"show_modify_date\\\":\\\"\\\",\\\"show_publish_date\\\":\\\"\\\",\\\"show_item_navigation\\\":\\\"\\\",\\\"show_icons\\\":\\\"\\\",\\\"show_print_icon\\\":\\\"\\\",\\\"show_email_icon\\\":\\\"\\\",\\\"show_vote\\\":\\\"\\\",\\\"show_hits\\\":\\\"\\\",\\\"show_noauth\\\":\\\"\\\",\\\"urls_position\\\":\\\"\\\",\\\"alternative_readmore\\\":\\\"\\\",\\\"article_page_title\\\":\\\"\\\",\\\"show_publishing_options\\\":\\\"\\\",\\\"show_article_options\\\":\\\"\\\",\\\"show_urls_images_backend\\\":\\\"\\\",\\\"show_urls_images_frontend\\\":\\\"\\\"}\",\"version\":392,\"ordering\":\"0\",\"metakey\":\"\",\"metadesc\":\"\",\"access\":\"1\",\"hits\":\"204111\",\"metadata\":\"{\\\"robots\\\":\\\"\\\",\\\"author\\\":\\\"\\\",\\\"rights\\\":\\\"\\\",\\\"xreference\\\":\\\"\\\"}\",\"featured\":\"0\",\"language\":\"*\",\"xreference\":\"\"}',0);

--
