<p> The Act makes provision for the registration of debt counsellors which have complied with all the provisions of the Act and satisfied the training requirements of the NCR.</p>
<p>Debt counsellors will conduct independent enquiries into consumers’ financial circumstances and make recommendations to the courts concerning debt restructuring and suspension of reckless credit agreements. </p>
<p><strong>Requirements for Registering as a Debt Counsellor as per Section 44 and Regulation 10 of the National Credit Amendment Act, 19 of 2014:</strong> </p>
<p>1. Applicant must be 18 years or older <br /> 2. Must have a grade 12 certificate or equivalent level 4 qualification issued by the South African Qualifications Authority in terms of regulation 10 (a) (i).   <br /> 3. Must successfully complete a debt counselling course approved by the National Credit Regulator <br /> The following training service providers are approved by the National Credit Regulator to offer DC course:</p>
<table class="table table-bordered table-striped" border="0" width="500">
<tbody>
<tr>
<td><strong>Institution name</strong></td>
<td><strong>Email Address</strong></td>
<td><strong>Contact Number</strong></td>
</tr>
<tr>
<td>University of pretoria enterprise</td>
<td><a href="mailto:charlotte.vansittert@up.ac.za"> charlotte.vansittert@up.ac.za</a></td>
<td>012 434 2500/5235</td>
</tr>
<tr>
<td>Resonance institute of learning</td>
<td><a href="mailto:yasser@ril.co.za"> yasser@ril.co.za</a></td>
<td>011 888 3498/079 943 9019/+27 (10) 140 1486</td>
</tr>
<tr>
<td>Compuscan/Experian</td>
<td><a href="mailto:Cindee.Groenewald@experian.com">Cindee.Groenewald@experian.com</a></td>
<td>021 888 6000 / Ext 6048/082 441 0941</td>
</tr>
<tr>
<td>Rudo consulting</td>
<td><a href="mailto:thabo@rudocon.co.za">thabo@rudocon.co.za</a></td>
<td>012 663 3251/082 871 5586 , 076 156 8366</td>
</tr>
</tbody>
</table>
<!--<ul>
<li>University of Pretoria         012 420 5015</li>
<li>Damelin                             011 242 3400</li>
<li>RUDO                                 012 663 3251</li>
<li>Compuscan Academy         021 888 6048</li>
<li>Summit Financial Partners  087 806 1000</li>
</ul>-->
<p>4. Must have a minimum of two years full time working experience in any of the following fields;</p>
<ul>
<li>Consumer Protection;</li>
<li>Complaints Resolution;</li>
<li>Consumer Advisory Services;</li>
<li>Legal or Paralegal Services;</li>
<li>Accounting or financial services;</li>
<li>Education or training of individuals;</li>
<li>Counselling of individuals;</li>
<li>General Business Environment.</li>
</ul>
<p>5. Must not be subject to an administration order as contemplated in section 74 of the Magistrate‘s court Act 32 of 1944 <br /> 6. Must not be subject to debt re-arrangement as contemplated in section 86 and 87 of the National Credit Act. <br /> 7. Must not be engaged in, employed by or acting as an agent for a person that is engaged in –</p>
<ul>
<li>Debt collection;</li>
<li>The operation of a credit bureau;</li>
<li>Credit provision.</li>
</ul>
<p>8. The person must demonstrate ability to manage his / her own finances at the time of applying for registration as well as providing counselling or transfer of skills <br /> <strong>Documents and information required for the application for registration as a Debt Counsellor in terms of Section 44 of the </strong><strong>National Credit Amendment Act, 19 of 2014</strong><strong>:</strong><br /> <strong>Please note that your application will not be processed and/or considered without the following:</strong><br /> 1. Completed and signed application form (Form 4).<br /> 2. A <em>certified</em> copy of your identity or passport document. If non south African Citizen, please provide a <em>certified c</em>opy of valid work permit<br /> 3. A <em>certified </em>copy of your Matric Certificate or equivalent NQF Level 4 qualification issued by the South African Qualifications Authority (“SAQA”). If it is a foreign qualification, please provide an evaluation certificate issued by the South African Qualifications Authority (“SAQA”).  <br /> 4. A <em>certified</em> copy of your debt counselling certificate issued by an NCR (National Credit Regulator) accredited training service provider.<br /> 5. Proof of registration with the South African Revenue Services (SARS).<br /> 6. A copy of your Curriculum Vitae (“CV”) detailing your academic qualifications, full names of previous and current employers, dates of employment, responsibilities and experience obtained during each period of employment.<br /> 7.   A Criminal Clearance Certificate issued by the South African Police Services (SAPS) or other Service Provider listed in the annexure <a href="documents/pages/registration&amp;compliance/debt_counsellors/FINGERPRINTS LIST APRIL 2021.xlsx">attached hereto</a> marked A. The clearance certificate must not be older than six (6) months. (Please create a link) <br /> 8. Proof of payment of the registration fees:</p>
<ul>
<li>Non-refundable application fee of R550;</li>
<li>Initial registration fee R500;</li>
<li>Branch fee of R250 per location or premises at or from which the applicant conducts registered activities.</li>
</ul>
<p>9. A letter from the bank confirming your banking details or a copy of a cancelled blank cheque or a stamped bank statement.</p>
<p><strong><em>Your application will not be considered if you have not completed the debt counselling course provided by an NCR (National Credit Regulator) accredited training service provider</em></strong></p>
<p><strong><em>For further information regarding the application process, please contact the Registrations Department at telephone number 011 554 2700 or email registrations@ncr.org.za</em></strong></p>