{"id":21,"asset_id":"117","title":"Download the National Credit Act","alias":"download-the-act","introtext":"<p>National Credit ACT To promote a fair and non-discriminatory marketplace for access to consumer credit and for that purpose to provide for the general regulation of consumer credit and improved standards of consumer information;<\/p>\r\n<ul>\r\n<li>to promote black economic empowerment and ownership within the consumer credit industry;<\/li>\r\n<li>to prohibit certain unfair credit and credit-marketing practices;<\/li>\r\n<li>to promote responsible credit granting and use and for that purpose to prohibit reckless credit granting; to provide for debt re-organisation in cases of over-indebtedness; to regulate credit information;<\/li>\r\n<li>to provide for registration of credit bureaux, credit providers and debt counselling services;<\/li>\r\n<li>to establish national norms and standards relating to consumer credit;<\/li>\r\n<li>to promote a consistent enforcement framework relating to consumer credit;<\/li>\r\n<li>to establish the National Credit Regulator and the National Consumer Tribunal;<\/li>\r\n<li>to repeal the Usury Act, 1968, and the Credit Agreements Act, 1980; and to provide for related incidental matters.<\/li>\r\n<\/ul>\r\n<p><a href=\"documents\/pages\/download_act\/NATIONAL_CREDIT_ACT.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">click here to download the act<\/a><\/p>\r\n<p><a href=\"documents\/pages\/download_act\/National Credit Amendment Act 2019.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">click here to download the National Credit Amendment Act 2019<\/a><\/p>\r\n<p><a href=\"documents\/pages\/download_act\/National Credit Amendment Act of 2014.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">click here to download the National Credit Amendment Act of 2014<\/a><\/p>\r\n<h4>National Credit Regulations<\/h4>\r\n<ul>\r\n<li><a href=\"documents\/pages\/Acts\/Final Credit Life Insurance Regulations.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Final Credit Life Insurance Regulation<\/a><\/li>\r\n<!--<li><a href=\"documents\/pages\/Acts\/SKM_C284e15111716420.compressed.pdf\" target=\"_blank\">Draft Credit Life Insurance Regulation, 2015<\/a><\/li>-->\r\n<li><a href=\"documents\/pages\/Acts\/SKM_C284e15110908440.compressed.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Review of Limitations on Fees and Interest Rates Regulations<\/a><\/li>\r\n<li><a href=\"documents\/pages\/Acts\/NEW FEE STRUCTURE.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">New Fee Structure<\/a><\/li>\r\n<\/ul>\r\n<h4>\u00a0<\/h4>","fulltext":"","state":1,"catid":"19","created":"2019-03-26 09:46:26","created_by":"915","created_by_alias":"","modified":"2022-10-07 14:57:47","modified_by":"915","checked_out":"915","checked_out_time":"2022-10-07 14:53:43","publish_up":"2019-03-26 09:46:26","publish_down":"0000-00-00 00:00:00","images":"{\"image_intro\":\"\",\"float_intro\":\"\",\"image_intro_alt\":\"\",\"image_intro_caption\":\"\",\"image_fulltext\":\"\",\"float_fulltext\":\"\",\"image_fulltext_alt\":\"\",\"image_fulltext_caption\":\"\"}","urls":"{\"urla\":false,\"urlatext\":\"\",\"targeta\":\"\",\"urlb\":false,\"urlbtext\":\"\",\"targetb\":\"\",\"urlc\":false,\"urlctext\":\"\",\"targetc\":\"\"}","attribs":"{\"article_layout\":\"\",\"show_title\":\"\",\"link_titles\":\"\",\"show_tags\":\"\",\"show_intro\":\"\",\"info_block_position\":\"\",\"info_block_show_title\":\"\",\"show_category\":\"\",\"link_category\":\"\",\"show_parent_category\":\"\",\"link_parent_category\":\"\",\"show_associations\":\"\",\"show_author\":\"\",\"link_author\":\"\",\"show_create_date\":\"\",\"show_modify_date\":\"\",\"show_publish_date\":\"\",\"show_item_navigation\":\"\",\"show_icons\":\"\",\"show_print_icon\":\"\",\"show_email_icon\":\"\",\"show_vote\":\"\",\"show_hits\":\"\",\"show_noauth\":\"\",\"urls_position\":\"\",\"alternative_readmore\":\"\",\"article_page_title\":\"\",\"show_publishing_options\":\"\",\"show_article_options\":\"\",\"show_urls_images_backend\":\"\",\"show_urls_images_frontend\":\"\"}","version":13,"ordering":"2","metakey":"","metadesc":"","access":"1","hits":"35601","metadata":"{\"robots\":\"\",\"author\":\"\",\"rights\":\"\",\"xreference\":\"\"}","featured":"0","language":"*","xreference":""}