<p style="text-align: justify;"><img style="padding-right: 10px;" src="images/NCR-CEO.jpg" alt="" width="150" align="left" />The National Credit Regulator (NCR) was established as the regulator under the National Credit Act No. 34 of 2005 (The Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring the enforcement of the Act.</p>