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Credit bureaux are regulated in terms of the Act and are required to register with the NCR. The Act sets standards for data quality and defines the type of information which credit bureaux may collect from consumers.

The Act and regulations define the information which may be collected and from whom. In addition, the Act stipulates the rights which consumers have with respect to accessing their own information, in addition playing a pivotal role in the dispute resolution process concerning the access to credit information. 

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