• Notice for suppliers
  • NCR Public Notice Codes of Conduct

Welcome to the National Credit Regulator

The National Credit Regulator (NCR) was established as the regulator under the National Credit Act 34 of 2005 (the Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ensuring enforcement of the Act.
 
The Act requires the Regulator to promote the development of an accessible credit market, particularly to address the needs of historically disadvantaged persons, low income persons, and remote, isolated or low density communities.
 
The NCR is also tasked with the registration of credit providers, credit bureaux and debt counsellors; and enforcement of compliance with the Act.

Latest News

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Tribunal finds Shoprite guilty of reckless lending

/ 06 Sep

Media Release - September 2017 The National Consumer Tribunal (Tribunal) handed down judgment finding Shoprite guilty of reckless lending. “This judgment comes after an investig...

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National Credit Regulator raids credit providers i…

/ 31 Aug

Media Release - August 2017 The National Credit Regulator (NCR) and the South African Police Service (SAPS) conducted operations in Mpumalanga and Limpopo Provinces on credit prov...

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Credit extension slows down

/ 11 Aug

Today, the National Credit Regulator (NCR) released the Consumer Credit Market Report (CCMR) and the Credit Bureau Monitor (CBM), which are based on data submitted to the NCR by re...

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Consumers are warned about the “pawn your car and …

/ 20 Jul

The National Credit Regulator (NCR) has referred Sun Finance South Africa (Pty) (Ltd) (Sun) to the National Consumer Tribunal (Tribunal) following an investigation by the NCR which...

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National Credit Regulator refers Foschini Retail G…

/ 04 Jul

The National Credit Regulator (NCR) has announced that it has referred Foschini Retail Group (Pty) (Foschini) to the National Consumer Tribunal (Tribunal) following an investigatio...

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Recession may affect consumers badly

/ 12 Jun

Statistics South Africa (StatsSA) has announced that the South African economy has moved into recession, this after a decrease of 0.7% in Gross Domestic Product (GDP) was reported ...

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National Credit Regulator to appeal Tribunal judgm…

/ 06 Jun

The National Credit Regulator (NCR) is appealing the judgment issued by the National Consumer Tribunal (Tribunal) dismissing the NCR's referral against Lewis Stores. The referral r...

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National Credit Regulator refers Mr Price Group Li…

/ 01 Jun

National Credit Regulator refers Mr Price Group Limited to the National Consumer Tribunal for breach of the National Credit Act                                                 The...

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Tribunal declares Allied Capital (Pty) Ltd’s “pawn…

/ 16 May

Media Release - May 2017 The National Consumer Tribunal (Tribunal) has handed down judgment yesterday declaring Allied Capital (Pty) Ltd’s “pawn your car and still drive it” schem...

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National Credit Regulator and National Consumer Co…

/ 14 Mar

Media Release - March 2017 The National Credit Regulator (NCR) and the National Consumer Commission (NCC) have partnered to strengthen consumer rights in South Africa in line with...

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National Credit Regulator raids Nian Shun Trading …

/ 06 Mar

Media Release - March 2017 The National Credit Regulator (NCR) has conducted a raid on Nian Shun Trading in Theunissen, Free State yesterday after receiving complaints from consum...

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The National Credit Regulator issues Compliance No…

/ 02 Mar

Media Release - March 2017 The National Credit Regulator (NCR) has issued compliance notices to six (6) unregistered credit providers instructing them to apply to the NCR to be re...

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The National Consumer Tribunal cancels the registr…

/ 01 Mar

Media Release - January 2017 The National Consumer Tribunal (NCT) handed down a judgement imposing an administrative fine of R250 000.00 and cancelling the registration of Eagle C...

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The National Credit Regulator applies for a declar…

/ 17 Jan

Media Release - January 2017 The National Credit Regulator (NCR) has applied for a declaratory order in the North Gauteng High Court to obtain legal clarity on the effect of secti...

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Borrow responsibly with the future in mind

/ 12 Jan

Media Release - January 2017 The festive season has come and gone, unfortunately it left some in a desperate position. It is rather unfortunate that some consumers do not plan f...

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Do things differently this year, spend wisely and …

/ 07 Dec

Media Release - December 2016 The festive season is upon us and like previous years, many people will fall into a debt trap by succumbing to the urge of spending money they don’...

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Deadline looming for credit provider registration

/ 08 Nov

Media Release: November 2016 As from the 11th November 2016, all persons and entities granting credit should be registered with the National Credit Regulator (NCR), says Nthupang ...

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Lewis Stores (Pty) Ltd found to be in breach of th…

/ 13 Sep

Media Release: September 2016 The National Credit Regulator (NCR), referred Lewis Stores Ltd (Lewis Stores) and Monarch Insurance Company Ltd (Monarch) to the National Consumer Tr...

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